Healthier wallet, happier you
Level up your financial wellbeing with Bankrate’s expert tools and guidance.
Bankrate helps millions of people do more with their money

Years in personal finance
In-house financial experts
Money tools & calculators
- Term
- 10-year fixed
- Rate
- 5.25%
- APR
- 5.70%
- Term
- 15-year fixed
- Rate
- 5.32%
- APR
- 5.57%
- Term
- 30-year fixed
- Rate
- 6.24%
- APR
- 6.38%
Bankrate “top offers” represent the weekly average interest rate and average of APRs among top offers featured on Bankrate for the loan type and term selected, as of February 19, 2025.
Current mortgage trends
Bankrate “top offers” represent the weekly average interest rate among top offers featured on Bankrate for the loan type and term selected, as of February 19, 2025.
“National average” is determined by averaging interest rate information provided by 100-plus lenders nationwide. The current national average 30-year fixed mortgage APR is 6.92% as of February 19, 2025.
Today’s top CD rates
- Term
- 6 Month
- APY*
- 4.04%
- vs Nat Avg
- 2.28%
- Term
- 1 Year
- APY*
- 4.09%
- vs Nat Avg
- 2.23%
- Term
- 5 Year
- APY*
- 3.76%
- vs Nat Avg
- 2.22%
Current CD trends
Bankrate “top offers” represent the average of the top CD offers from the institutions we track, featured on Bankrate as of February 19, 2025.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs. The current national average for a one-year CD is 1.86% as of February 19, 2025.
Today’s top savings rates
- Type
- Savings
- APY*
- 4.10%
- vs Nat Avg
- 3.48%
- Type
- Money Market
- APY*
- 3.60%
- vs Nat Avg
- 3.14%
Current savings trends
Bankrate “top offers” represent the average of the top savings account offers from the institutions we track, featured on Bankrate as of February 19, 2025.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs. For savings, the current national average is 0.62% as of February 19, 2025.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst
Featured by names you know and trust
Our top picks for 2025
- Everything
- Banking
- Mortgages
- Credit cards
- Investing
- Personal loans
- Home equity
- Insurance
- Taxes
Calculators for every question
