Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
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Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
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What are corporate credit cards and how do they work?
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Types of bad credit business loans
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How long does it take to get a small business loan from a bank?
Learn why it can take a week or more to get a business loan from a bank.
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Funding Black-owned businesses: Facts and statistics
Small businesses are a vital part of the American economy, and Black business owners have funding resources available to them.
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Pros and cons of business acquisition loans
Business acquisition loans can help business owners acquire a new business, but there are pros and cons.
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What documents are required to apply for an LLC loan?
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Can you get no-credit-check business loans?
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Average bad credit business loan interest rates
See the average interest rates for different bad credit business loans.
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When to consider digital payments as a small business
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