7 real retirement worries to focus on

7 retirement worries to dread © Monkey Business Images/Shutterstock.com

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for

Which bank should I choose?

Get personalized bank recommendations in 3 easy steps.

Whether your retirement is months, years or decades away, you probably have a long list of retirement worries. Will Social Security survive? Will the stock market crash? Should you pay off your mortgage? Should you pay for your children’s college costs? Will your children ever launch?

Worrying isn’t always bad. After all, it can help you focus on improving your retirement prospects. But are you worried about the right things? Bankrate looks at seven retirement issues that you might be stewing about that don’t matter … at least not as much as these other, much more troubling issues.