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Anchor Home Mortgage Review 2026
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At a glance
Editor's take
Anchor Home Mortgage may be best for borrowers in Georgia and Florida who prefer a more personalized, relationship-driven mortgage experience. Individuals in other states or those looking for a fully digital loan experience may want to select another lender.
Bankrate Score
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
3.9
Rating: 3.9 stars out of 5
Customer Rating
Star ranking and total number reflects the lifetime customer reviews received while this lender has been an advertiser on Bankrate.
To help serve you with relevant information, the customer reviews shown are limited to only those that this advertiser has received during the past 12 months.
4.4
Loans offered
Conventional, jumbo, FHA, VA, USDA, refinancing and more
Min. credit score required
Undisclosed
Nationwide availability
Florida and Georgia
Min. down payment
3.5% for FHA loans, none for USDA loans, none for VA loans
Anchor Home Mortgage overview
Anchor Home Mortgage is a smaller regional online mortgage broker with less than 50 employees and one brick-and-mortar location. The brokerage was established in 2008 and is headquartered in Alpharetta, Georgia. Anchor Home Mortgage offers a full array of mortgage options, from conventional loans to government-backed and reverse mortgages.
Pros and cons of Anchor Home Mortgage
Pros
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Access to more lender, loan and rate options
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Closings typically within 30 days
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Mortgage calculator allows you to determine monthly payments, taxes and insurance
Cons
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Doesn’t offer construction or land or lot loans
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Only available in two states
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Limited rate and fee transparency online
How Bankrate scored Anchor Home Mortgage
Affordability: 3.4 Stars
Because Anchor Home is a broker that works with several lenders, you won’t find current mortgage rates on its website. This might make it tougher to compare costs and resulted in a 3.4 score from us for affordability. You’ll also need to contact a loan officer to learn about your specific closing costs.
Availability: 4.2 Stars
Anchor Home can connect you to conventional, VA, USDA and FHA loan options, provided you live in one of the two states it works in: Florida or Georgia. Because of its limited geographic reach, the brokerage scored 4.2 out of 5 stars for availability. You can begin the mortgage process with Anchor Home Mortgage online by filling out a form or by calling 678-679-7000.
Borrower experience: 4.1 Stars
Anchor Home Mortgage has many contact methods and a fast online process, but its lack of transparency in disclosing rates coupled with its lack of third-party scores from J.D. Power gave it 4.1 out of 5 stars for borrower experience.
To apply for a preapproval, you'll fill out an online form, and you can receive a free rate quote in just 30 seconds. Or you can call customer service directly for assistance with the process. You can communicate with the brokerage via phone, email, online form or in person at its branch location. Anchor Home's customer service number is 678-679-7000. The recorded message says it's available Monday through Friday, 8:30 a.m.-6:00 p.m.; however, our 3:30 p.m. Friday call went unanswered.
Anchor Home Mortgage reputation
Anchor Home Mortgage has been accredited by the Better Business Bureau since 2010 and holds an A+ rating with the organization. Anchor Home financial reviews are generally positive, with 82 percent of Bankrate readers willing to recommend the company. The broker’s website offers a convenient online application and a range of calculators to help you understand homebuying and homeownership costs.
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NMLS: 169063
State License: MBR1313
3.9
Rating: 3.9 stars out of 5
Bankrate Score
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Recent Customer Reviews
Star ranking and total number reflects the lifetime customer reviews received while this lender has been an advertiser on Bankrate. To help serve you with relevant information, the customer reviews shown are limited to only those that this advertiser has received during the past 12 months.
4.4
NMLS: 1429243
5.0
Rating: 5 stars out of 5
Bankrate Score
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Recent Customer Reviews
Star ranking and total number reflects the lifetime customer reviews received while this lender has been an advertiser on Bankrate. To help serve you with relevant information, the customer reviews shown are limited to only those that this advertiser has received during the past 12 months.
4.2
Anchor Home Mortgage, Inc. customer ratings and reviews
4.4
17 ratings
Star ranking and total number reflects the lifetime customer reviews received while this lender has been an advertiser on Bankrate. To help serve you with relevant information, the customer reviews shown below are limited to only those that this advertiser has received during the past 12 months.
This lender has 0 recent reviews.
Knowledge
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Professionalism
Responsiveness
82% of customers would recommend this lender.
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