Anchor Home Mortgage Review 2023
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At a glance

Anchor Home Mortgage is good for borrowers in Florida and Georgia interested in non-QM options and quick closings.
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Star ranking and total number reflects the lifetime customer reviews received while this lender has been an advertiser on Bankrate.
To help serve you with relevant information, the customer reviews shown are limited to only those that this advertiser has received during the past 12 months.
Loans offered
Conventional, jumbo, FHA, VA, USDA, fixed-rate, adjustable-rate; rate-and-term, cash-out and streamline refinancing; non-QM
Min. credit score required
620 for conventional loans, 680 for jumbo loans, 580 for FHA loans, 680 for HELOCs, 660 for home equity loans
Nationwide availability
Available in Florida and Georgia
Min. down payment
3.5% for FHA loans, none for USDA loans
Recent customer reviews
The customer reviews posted on Bankrate.com ("Bankrate") are individual, subjective opinions of reviewers, and not of Bankrate. Bankrate does not endorse any of the opinions expressed by reviewers or any responses to reviews. Bankrate cannot guarantee or verify the accuracy of the opinions shared by individual reviewers, and reserves the right to reject or remove any review, at any time, for any reason at Bankrate’s sole discretion, including but not limited to those that Bankrate deems inappropriate, fraudulent, invalid, irrelevant, or otherwise outside the parameters of the Bankrate Review Guidelines, the Privacy Policy, or the Terms of Use.
Look no further
During times of life changing financial decisions and or economic uncertainty’s, Anchor Home Mortgage has been a valuable source of reasoning. If they can do it, they will! If they don’t think you should, they will be straight forward with you. Three times I’ve utilized their services. Th...
Sam
Zip code 30022 (Aug 29, 2022)
At a glance

3.9
Bankrate Score
Loans offered
Conventional, jumbo, FHA, VA, USDA, fixed-rate, adjustable-rate; rate-and-term, cash-out and streamline refinancing; non-QM
Nationwide Availability
Available in Florida and Georgia
Min. credit score required
620 for conventional loans, 680 for jumbo loans, 580 for FHA loans, 680 for HELOCs, 660 for home equity loans
Anchor Home Mortgage overview
Pros and cons of Anchor Home Mortgage
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Access to more lender, loan and rate options
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Closings typically within 30 days
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Website provides helpful resources including loan calculators, forms and glossary
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Doesn’t offer construction, land/lot or rehab loans
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Only available in two states
Our Editor’s Take on Anchor Home Mortgage
Anchor Home Mortgage is good for borrowers in Florida and Georgia interested in non-QM options and quick closings.
Breakdown of Anchor Home Mortgage overall score
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Affordability: This broker charges a flat underwriting fee.
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Availability: Anchor Home Mortgage works with borrowers in Florida and Georgia only. If you’re in one of these states, you might find better deals working with a broker than going at it alone.
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Borrower experience: You might find a more hands-on experience working with a broker, especially one with high marks like Anchor Home Mortgage.
Affordability: 3/5
Anchor Home Mortgage is a broker that works with several lenders, so you won’t find current mortgage rates on its website. It typically charges a $1,050 underwriting fee.
Availability: 4.5/5
Anchor Home Mortgage can connect you to conventional, FHA, VA and USDA loan options, provided you live in one of the two states it works in: Florida or Georgia.
Borrower experience: 4.4/5
Anchor Home Mortgage has been in business for more than 10 years and is accredited by the Better Business Bureau with an A+ rating. The brokers website offers a convenient online application and a range of calculators to help you understand the costs of homebuying and homeownership. Its partner rates, however, aren’t available online To learn more, you can contact the broker at 678-679-7000.
Refinancing with Anchor Home Mortgage
You can refinance an existing loan or do a cash-out refinance with Anchor Home Mortgage. You’ll need to complete an application for more information.
Alternatives to Anchor Home Mortgage
- Optimum First Mortgage review – Also available in Florida and Georgia, plus other states, and refunds fees on the majority of loans
- AmeriSave Mortgage Corporation review – An equivalent rating from the Better Business Bureau, similar closing time and available nearly everywhere (except New York)
- Homefinity mortgage review – Similar closing time and widespread availability
Anchor Home Mortgage customer ratings and reviews

4.4
17 ratings
This lender has 1 reviews.
82% of customers would recommend this lender.
of 1 reviews
The consumer reviews posted on Bankrate.com ("Bankrate") are individual, subjective opinions of reviewers, and not of Bankrate. Bankrate does not endorse any of the opinions expressed by reviewers or any responses to reviews.
Bankrate cannot guarantee or verify the accuracy of the opinions shared by individual reviewers, and reserves the right to reject or remove any review, at any time, for any reason at Bankrate’s sole discretion, including but not limited to those that Bankrate deems inappropriate, fraudulent, invalid, irrelevant, or otherwise outside the parameters of the Bankrate Review Guidelines, the Privacy Policy, or the Terms of Use.
To help serve you with relevant information, the consumer reviews shown below are limited to only those that this advertiser has received during the past 12 months.
Terms of loan honored?
Closed mortgage with this lender?
Closed on time?
Would you recommend this lender?
Terms of loan honored?
Closed mortgage with this lender?
Closed on time?
Would you recommend this lender?