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Anchor Home Mortgage Review 2022

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At a glance

Anchor Home Mortgage


Rating: 3.9 stars out of 5
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Bankrate Score

Mortgage Percent

Loans offered

Conventional, jumbo, FHA, VA, USDA, fixed-rate, adjustable-rate; rate-and-term, cash-out and streamline refinancing; non-QM


Nationwide Availability

Available in Florida and Georgia

Credit Good

Min. credit score required

620 for conventional loans; 680 for jumbo loans; 580 for FHA loans; 680 for HELOCs; 660 for home equity loans

Pros and cons

Checkmark Pros

  • Access to more lender, loan and rate options
  • Closings typically within 30 days
  • Website provides helpful resources including loan calculators, forms and glossary

Close X Cons

  • Doesn’t offer construction, land/lot or rehab loans
  • Only available in two states

Anchor Home Mortgage overview

Anchor Home Mortgage is an online mortgage broker with one brick-and-mortar location that originates loans for over 50 lenders and banks. The brokerage was established in 2008 and is headquartered in Alpharetta, Georgia.

Anchor Home Mortgage is good for

Borrowers in Florida and Georgia interested in non-QM options and quick closings

Breakdown of Anchor Home Mortgage overall score 

  • Affordability: This broker charges a flat underwriting fee.

  • Availability: Anchor Home Mortgage works with borrowers in Florida and Georgia only. If you’re in one of these states, you might find better deals working with a broker than going at it alone.

  • Borrower experience: You might find a more hands-on experience working with a broker, especially one with high marks like Anchor Home Mortgage.


To determine a mortgage lender’s Bankrate Score, Bankrate’s editorial team rates lenders on a scale of one to five stars based on a variety of factors relating to the lender’s products and services. Bankrate’s partners compensate us, but our opinions are our own, and partner relationships do not influence our reviews. Here is our full methodology.

Affordability: 3/5

Anchor Home Mortgage is a broker that works with several lenders, so you won’t find current mortgage rates on its website. It typically charges a $1,050 underwriting fee.

Availability: 4.5/5

Anchor Home Mortgage can connect you to conventional, FHA, VA and USDA loan options, provided you live in one of the two states it works in: Florida or Georgia.

Borrower experience: 4.4/5

Anchor Home Mortgage has been in business for more than 10 years and is accredited by the Better Business Bureau with an A+ rating. The brokers website offers a convenient online application and a range of calculators to help you understand the costs of homebuying and homeownership. Its partner rates, however, aren’t available online To learn more, you can contact the broker at 678-679-7000.

Refinancing with Anchor Home Mortgage

You can refinance an existing loan or do a cash-out refinance with Anchor Home Mortgage. You’ll need to complete an application for more information.

Alternatives to Anchor Home Mortgage

Anchor Home Mortgage consumer reviews



Rating: 4.4 stars out of 5

17 reviews

5 stars
4 stars
3 stars
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1 stars

About consumer ratings

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Customer service rating

Rating: 4.4 stars out of 5
Level of service
Rating: 4.5 stars out of 5
Rating: 4.3 stars out of 5
Rating: 4.4 stars out of 5

82% of reviews would recommend this lender

1 of 1 rates honored

Review this lender

Write a review of your experience with Anchor Home Mortgage.

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The consumer reviews posted on ("Bankrate") are individual, subjective opinions of reviewers, and not of Bankrate. Bankrate does not endorse any of the opinions expressed by reviewers or any responses to reviews.

To help serve you with relevant information the consumer reviews shown below are limited to only those that this advertiser has received during the past 12 months.

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Written by

David McMillin

Contributing writer

David McMillin is a contributing writer for Bankrate and covers topics like credit cards, mortgages, banking, taxes and travel. David’s goal is to help readers figure out how to save more and stress less.

Edited by

Suzanne De Vita

Arrow Right

Mortgage editor