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Splash Financial Personal Loans: 2025 Review

Updated on Jan 23, 2025

At a glance

Find my best rate
with Bankrate
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4.3
Rating: 4.3 stars out of 5
Bankrate Score
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Availability
Rating: 4.8 stars out of 5
4.8
Affordability
Rating: 3.9 stars out of 5
3.9
Customer Experience
Rating: 4.3 stars out of 5
4.3
Transparency
Rating: 4.2 stars out of 5
4.2

About Bankrate Score

Bankrate’s take

Lender Details

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Loan amount

$1,000 to $100,000

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APR from

10.72%-35.99%

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Term lengths

2-7 years

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Bankrate insight: Loan purpose

We have not collected enough funded loan data for this lender recently to show a credit score breakdown of their borrowers on Bankrate.
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Rating: 4.3 stars out of 5
4.3
Bankrate Score
APR from
10.72%-35.99%
Loan Amount
$1,000 to $100,000
Term Length
2-7 years
Min Credit Score
Not disclosed
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Rating: 4.5 stars out of 5
4.5
Bankrate Score
APR from
6.94%-25.29% *with AutoPay
Loan Amount
$5,000-$100,000
Term Length
24-84 months
Min Credit Score
695
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Rating: 4.7 stars out of 5
4.7
Bankrate Score
APR from
8.99%-29.49%* with autopay
Loan Amount
$5,000–$100,000
Term Length
24-84 months
Min Credit Score
300
Overall Score: 4.3 Rating Explanation
Availability 4.8 Splash partners with credit unions and small banks nationwide
Affordability 3.9 Flexible rates and loan amounts offset higher APRs
Customer Experience 4.3 No app or weekend customer service access is available
Transparency 4.2 Rates and terms are advertised but may vary depending on where you live

Bankrate's trusted personal loans industry expertise

57

years in business

30

lenders reviewed

20

loan features weighed

665

data points collected

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