Car insurance for Infinitis

How much does it cost to insure an Infiniti?

Based on data from Quadrant Information Services, the average annual cost of car insurance in 2024 is $2,014 for full coverage and $622 for minimum coverage. However, car insurance premiums are based on several unique factors, including the specific vehicle make and model. Here are some of the most significant factors that may impact the cost of car insurance for Infinitis.

• Crash rate stats: The Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Association (NHTSA) haven’t provided safety ratings for the Infiniti Q60 Luxe. This may cause some carriers to charge higher rates for this vehicle due to a lack of safety information on the model. 
• Price of parts: Most Infinitis are made in Japan, so parts may be more difficult to source, potentially driving up insurance costs. As luxury vehicles, Infinitis may also need to be repaired at specialty shops. 
• Safety features: The Infiniti Q60 Luxe comes equipped with advanced safety features, including anti-lock brakes, stability control, predictive forward collision warnings, lane departure warnings and adaptive steering. These features may lower the cost of car insurance for these models.

Car insurance rates for Infiniti Q60 Luxe

The average annual cost of car insurance for an Infiniti Q60 Luxe is slightly higher than the national average of $2,014 for full coverage and $622 for minimum coverage. However, your vehicle's make and model are not the only factors that could impact your premium.

Note that your own rates will differ from these averages. Multiple factors impact the cost that every driver pays for their coverage. For example, your ZIP code plays a role because insurers are likely to charge more for cars located in areas with a high level of accidents or auto theft. This is why insurance rates are sometimes higher in urban areas — the increased traffic means more accidents, which translates into a higher rate of claims. To compensate for this increased risk, carriers charge more.

Another factor that plays a big role in determining your rate is your driving record, with excellent drivers often earning lower rates than those with a history of moving violations or accidents. In many, but not all, states, your gender, age and credit history can also be taken into account when determining rates.

Average car insurance cost for Infiniti by company

Every insurance company uses its own unique formula for calculating premiums. Because rates can vary by carrier, most insurance professionals recommend comparing personalized quotes from several different insurance companies to find the lowest rate for you. In the table below, you can see the average cost of Infiniti car insurance from some of the largest insurance providers.

Infiniti features that impact insurance costs

Here are a few Infiniti safety features that may impact the cost of car insurance for this make:

• Blind spot warnings: Many new Infiniti models are equipped with a blind spot warning system, which alerts drivers when a car is in their blind spot. If the driver starts to change lanes while a car is in their blind spot, the technology can direct the driver back toward the center of their lane.
• Panoramic awareness: With Infiniti’s panoramic awareness technology, drivers get a 360-degree view of their vehicle while parking and alerts when moving objects are detected in front of, behind or next to the car.
• Adaptive all-wheel drive: Newer all-wheel drive Infinitis automatically shift from two-wheel to four-wheel drive based on the conditions. This may help provide traction in difficult conditions while maintaining better fuel efficiency.

Other car insurance coverage for an Infiniti

In addition to your state's minimum required insurance, which may include only liability coverage, there are optional coverage types available to build a more robust policy with increased financial protection. Here are some of the most common options:

• Collision and comprehensive: These two coverage options are often combined into a type of insurance called full coverage. Collision insurance, as the name suggests, helps pay for repairs to your car following an accident. Comprehensive helps cover costs after non-accident related mishaps, such as fire, vandalism or theft.
• Uninsured and underinsured motorist: If you are in an accident with someone who has no insurance, or not enough insurance, this coverage could help pay for the costs incurred.
• Gap: Gap insurance, or guaranteed asset protection insurance, helps pay the remainder or your loan or lease if your car is totaled or stolen and nonrecoverable. If you have a loan or lease, your financial lender may require this coverage.
• New car replacement: This coverage option allows you to purchase a new car of the same age, make and model to replace a car that's been totaled. It's usually available only for vehicles that are a few years old or less.
• Rental car reimbursement: if your car is in the shop being repaired for a covered claim, this type of insurance will pay the costs of a rental car.
• Accident forgiveness: This coverage type prevents a rate increase following your first at-fault accident. Some providers offer this coverage type for anyone to purchase while others require you to earn it with a set period of accident-free driving.

Frequently asked questions

Methodology

Bankrate utilizes Quadrant Information Services to analyze 2023 rates for ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:

• $100,000 bodily injury liability per person
• $300,000 bodily injury liability per accident
• $50,000 property damage liability per accident
• $100,000 uninsured motorist bodily injury per person
• $300,000 uninsured motorist bodily injury per accident
• $500 collision deductible
• $500 comprehensive deductible

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2021 Toyota Camry, commute five days a week and drive 12,000 miles annually. 

These are sample rates and should only be used for comparative purposes. 

Model: To determine cost by vehicle type, we evaluated our base profile with the following vehicles applied: Infiniti Q60 Luxe and Toyota Camry (base).