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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

People near car
Communal life on college campuses encourages sharing — but cars might be an exception.
Damaged automobile on road
What is PIP insurance in Michigan? Bankrate has the answer to this question.
A home inspector wearing a safety vest, safety goggles, and a hard hat taking notes on a property they are about to evaluate. There are some shapes in the background and design elements to make the image pop.
What should you do if you’re having a home inspection? Bankrate explains.
People on phones
Should you leave insurance out of it after a car accident? Bankrate explores.
Agreement and discussion
Looking to add someone to your car insurance policy? Here’s what you should know.
Car Window Smashed By A Thief
Did your car get vandalized? Your car insurance might cover it.
A cat sitting with toys
You can save money on pet insurance and still protect your pet.
A dog sitting in front of a vet
Pet insurance premiums are determined by a variety of factors.
People near car
Communal life on college campuses encourages sharing — but cars might be an exception.
Damaged automobile on road
What is PIP insurance in Michigan? Bankrate has the answer to this question.
People on phones
Should you leave insurance out of it after a car accident? Bankrate explores.
Agreement and discussion
Looking to add someone to your car insurance policy? Here’s what you should know.
Car Window Smashed By A Thief
Did your car get vandalized? Your car insurance might cover it.
Business people negotiating a contract
Learn what a COI is and when you may need one.
Upset person driving
Paying for your policy isn’t fun. But, knowing more about it can make it bearable.
an asian chinese mid adult woman working from home at dining table using digital tablet and documents during breakfast time
Debating a 6 or 12-month car insurance policy? Bankrate explains the difference.
A home inspector wearing a safety vest, safety goggles, and a hard hat taking notes on a property they are about to evaluate. There are some shapes in the background and design elements to make the image pop.
What should you do if you’re having a home inspection? Bankrate explains.
A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
Person voting
Your state’s elections could impact the cost of auto and home insurance.
mother and daughter grilling in backyard of home
The declarations page is a summary of your home insurance policy.
Person reviewing their taxes and/or financial documentation
Did your homeowners insurance company issue a moratorium? Here’s what it means.
A close-up of a house near the roof where there is damage done by termites. There is a graphical overlay with solid colors.
When does homeowners insurance cover termite damage? Bankrate has answers.
Woman analyzing documents while sitting at home
HO-3 vs. HO-5 home insurance — what you need to know to select the right policy.
Hispanic family enjoying a nice dinner out on the porch.
HO-5 insurance provides some of the broadest protection for your home.
An older couple sitting together on a rocky beach.
Bankrate explains what life insurance riders are and how they work.
A black lady who is a financial advisor is sitting down on a white table across from a Caucasian woman client. They are talking about something and a laptop is open in the table.
Learn what adjustable life insurance is, how it works, and who it’s best suited for.
A man parasailing into the sunset.
Your life insurance policy may not cover some events. Do you know what they are?
A grandfather and his grandson spend some quality time together gardening.
Bankrate breaks down whole life insurance returns.
Prison
Looking for life insurance for an inmate? Bankrate can guide you.
An office area full of people sitting back to back at their computers.
Bankrate breaks down dead peasant insurance, also called corporate-owned life insurance.
A woman sits in front of her laptop looking at her insurance and finance information
Wondering if final expense life insurance is right for you? Bankrate can help.
Skydiving group at the sunset
Finding life insurance as a skydiver may be challenging. Understand your options.
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