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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

Storm
Bankrate’s Extreme Weather Survey: Who is financially ready for the next storm?
People near car
Communal life on college campuses encourages sharing — but cars might be an exception.
Damaged automobile on road
What is PIP insurance in Michigan? Bankrate has the answer to this question.
A home inspector wearing a safety vest, safety goggles, and a hard hat taking notes on a property they are about to evaluate. There are some shapes in the background and design elements to make the image pop.
What should you do if you’re having a home inspection? Bankrate explains.
People on phones
Should you leave insurance out of it after a car accident? Bankrate explores.
Agreement and discussion
Looking to add someone to your car insurance policy? Here’s what you should know.
Car Window Smashed By A Thief
Did your car get vandalized? Your car insurance might cover it.
A cat sitting with toys
You can save money on pet insurance and still protect your pet.
People near car
Communal life on college campuses encourages sharing — but cars might be an exception.
Damaged automobile on road
What is PIP insurance in Michigan? Bankrate has the answer to this question.
People on phones
Should you leave insurance out of it after a car accident? Bankrate explores.
Agreement and discussion
Looking to add someone to your car insurance policy? Here’s what you should know.
Car Window Smashed By A Thief
Did your car get vandalized? Your car insurance might cover it.
Business people negotiating a contract
Learn what a COI is and when you may need one.
Upset person driving
Paying for your policy isn’t fun. But, knowing more about it can make it bearable.
an asian chinese mid adult woman working from home at dining table using digital tablet and documents during breakfast time
Debating a 6 or 12-month car insurance policy? Bankrate explains the difference.
Storm
Bankrate’s Extreme Weather Survey: Who is financially ready for the next storm?
A home inspector wearing a safety vest, safety goggles, and a hard hat taking notes on a property they are about to evaluate. There are some shapes in the background and design elements to make the image pop.
What should you do if you’re having a home inspection? Bankrate explains.
A woman in her living room holding a tablet in one hand and a piece of paper in the other. She is checking her home finances online.
Learn about CLUE reports, how they work and why they’re important when buying home or auto insurance. Get tips on how to get a copy and use the information.
Person voting
Your state’s elections could impact the cost of auto and home insurance.
mother and daughter grilling in backyard of home
The declarations page is a summary of your home insurance policy.
Person reviewing their taxes and/or financial documentation
Did your homeowners insurance company issue a moratorium? Here’s what it means.
A close-up of a house near the roof where there is damage done by termites. There is a graphical overlay with solid colors.
When does homeowners insurance cover termite damage? Bankrate has answers.
Woman analyzing documents while sitting at home
HO-3 vs. HO-5 home insurance — what you need to know to select the right policy.
A young man and woman are in the bunk of their Winnebago looking on the phone at possible insurance options.
Life insurance retirement plans may help fill the gaps of your retirement plans.
Older couple sitting together on a dock over a lake.
Get an expert rundown on what you need to know about permanent life insurance.
An Asian woman recovering from cancer looking at options with a physician
Bankrate has tips on finding life insurance with a pre-existing medical condition.
An older couple reviews their finances with an expert.
Learn about adverse selection and how it affects the life insurance industry.
An older nurse drawing blood from a woman.
Most life insurance medical exams require a blood test.
An interracial family laughing together in the living room
Purchasing more than one life insurance policy could be a smart financial move.
Mother talking to daughter on bathroom counter
Dependent life insurance pays a benefit if a spouse, child or other dependent dies.
An older couple sits with a young woman who is a financial specialist. She is reviewing their options.
What is the ladder strategy and how can it help you save on life insurance?
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