Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics

What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.

What is homeowners insurance and how does it work?
Homeowners Insurance
Find out what home insurance covers and how much it typically costs.

Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles

Home insurance and climate risk used to be afterthoughts for Americans buying a home. Not anymore.

Bankrate shows how umbrella insurance works for every phase of your financial life.

Most pet insurance policies work based on a reimbursement model. Bankrate explains.

Almost half of U.S. states have inadequate or nonexistent flood disclosure laws.

Senate Bill No. 1’s failure to deliver lower and more equitable rates for Michiganders isn’t an accident.

Learn how this new kitten owner has saved money with pet insurance.

What your claims adjuster wishes you knew.

Life insurance payouts are often tax-free but here’s when it’s not — and how to avoid it.

Should you fight your speeding ticket? It might be worth it if you live in one of these states.

There are several reasons why you may lose your driving privileges. Bankrate explains.

Shopping around and avoiding accidents can help seniors pay lower auto insurance rates.

Bankrate explains why high-risk drivers in Florida face some of the highest rates.

A Florida DUI can significantly increase your car insurance rates.

Ohio high-risk drivers face rate increases — find out what you might pay.

National car thefts dropped by 17 percent to 850,708 in 2024.

Traffic, accidents and extreme weather can ruin a road trip.

Bankrate shows how umbrella insurance works for every phase of your financial life.

Almost half of U.S. states have inadequate or nonexistent flood disclosure laws.

Surplus lines policies are usually a last resort option for high-risk homes.

Learn whether your homeowners insurance premiums are tax deductible.

These five steps could help you choose the best home insurance company for you.

Wondering if home insurance will cover that flooded basement? Bankrate explains.

Learn how to switch home insurance companies, even if you have a mortgage.

Find out when homeowners insurance covers tree removal — and when it doesn’t.

Joint life insurance covers two people under the same policy. Bankrate explains.

Get answers to your cannabis questions, including: Does health insurance cover it?

What is reduced paid-up life insurance? Bankrate explains.

The face value of a life insurance policy is the amount your beneficiaries receive.

Want to know how living benefits from life insurance policies help? Bankrate explains.

In a level term policy, the premium and death benefit do not change.

Life insurance retirement plans may help fill the gaps of your retirement plans.

Purchasing more than one life insurance policy could be a smart financial move.
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