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Insurance

Find news and advice on homeowners, renters, auto and life insurance.

Car Insurance

Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.

Homeowners Insurance

If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.

Life Insurance

Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.

Insurance Basics

Car in California national park
Car insurance provides financial security to drivers and is often required to drive.
Asian single mother with her two children in the kitchen, showing them how to bake a cake.
Bankrate explains homeowners insurance and how it works.
Family with child enjoying a nice time in the park on a clear day
Life insurance may seem confusing, but Bankrate’s experts are here to help.

Insurance Reviews

Geico logo
4.4
Rating: 4.4 stars out of 5
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Progressive logo
4.4
Rating: 4.4 stars out of 5
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State Farm logo
4.3
Rating: 4.3 stars out of 5
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Latest Articles

An old couple walking down the sidewalk with their arms around each other's shoulders.
Bankrate explains what to know about life insurance with a return of premium rider.
Young man leaning against car using cell phone
Telematics may save you money on insurance, but there could be some disadvantages.
Man sitting on couch at home looking through window
Leaving prison can be more of a challenge than many people realize. Finding affordable and stable housing is often one of the biggest challenges facing formerly incarcerated individuals. But securing a [...]
Mixed race family sitting together with kids in the kitchen.
Bankrate explores what happens when your beneficiary dies before you do.
A woman crouches, wearing an orange vest and examining the damage to the front of her car while an insurance agent with a clipboard performs an inspection.
Bankrate investigates what property damage liability is and how it works.
Midsection of mid adult woman charging electric car
Electric vehicles sales are skyrocketing worldwide. Here’s what you should know.
Person in a cemetery in mourning.
What goes into planning a funeral? Explore the pros and cons of funeral trusts.
Multi-ethnic couple planning their home budget
Learn how deductibles can affect your car insurance price and out-of-pocket costs.
Traffic on the outskirts of a Floridian city on a clear day
Driving without insurance in Florida is against the law.
Delaware Memorial Bridge aerial
Bankrate explores the consequences of driving without insurance in Delaware.
Insurance agent meeting with prospective clients
Wondering how to self-insure your car? Bankrate can help.
Streets of downtown New York City.
Knowing NY car insurance laws helps you stay out of trouble, legally and financially.
Police car
Bankrate explores why it’s a bad idea to drive without insurance in Indiana.
mom driving a car with her son in the backseat
Liability coverage is a necessary component of most auto insurance policies.
Older Asian man drives his car with his daughter in the passenger seat.
Find out if you qualify for standard auto insurance.
An adult stands by their car and stares out at a nice scene as the sun sets in the distance.
How do you find the cheapest car insurance that’s still right for you? Bankrate explains.
Flooded streets in Houston Texas during Hurricane Harvey
Learn when hurricane season is in Texas and steps to prevent home damage.
Distressed homeowner looking at their finances.
Dropped by your home insurance and don’t know what to do next? Bankrate can help.
When to file a home insurance claim
Deciding when to file a homeowners claim requires weighing various factors.
A young woman is sitting cross-legged on a couch and reviewing some financial forms.
Do you need to return extra money from a home insurance claim? Bankrate explains.
Group of adults talking
Bankrate explains HOA insurance and why it matters.
Mid adult man inspecting extractor hood in kitchen showroom
If you have RCV coverage, you’ll need to know about recoverable depreciation.
Hurricane Ian Slams Into West Coast Of Florida
Banrkate examines the current and future state of the Florida home insurance market.
Disabled Senior Man in a Wheelchair Working From Home
A renters policy can offer liability coverage, plus insurance for your stuff.
Black adult reviewing tax forms at their desk with an open laptop nearby.
Learn how to borrow from your life insurance and what to consider beforehand.
A couple going over tax documents with a professional.
Learn how an irrevocable beneficiary impacts your life insurance decisions.
Older couple sitting together on a dock over a lake.
What is permanent life insurance? Learn how it works and if it’s right for you.
businessman working in office
Key man insurance is important for a business. Learn how it works and its benefits.
Woman in coffeeshop reviewing paperwork
Wondering if the life insurance payout you got is taxable? Bankrate can help.
Consumer investigating unclaimed life insurance from his kitchen
Learn how to track down unclaimed life insurance policies and secure your payout.
An older couple sits with a young woman who is a financial specialist. She is reviewing their options.
Learn how laddering life insurance can be a money-saving strategy.
An adult son goes over some policy forms with his father while sitting in front of a laptop.
Can you take out a life insurance policy on anyone? Bankrate explains the rules.
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