Insurance
Find news and advice on homeowners, renters, auto and life insurance.
Car Insurance
Auto insurance protects your finances from the unexpected. Use our car insurance tools to generate quotes, compare coverage options and find the best insurance company for you. Bankrate’s editorial team curated these top auto insurance picks for your budget.
Homeowners Insurance
If anything happens to your home or belongings, home insurance can protect you financially. Find out how much home insurance you need, how much you’ll pay, and what company is best for you with our online tools.
Life Insurance
Life insurance helps you financially care for your loved ones after you pass away. Bankrate is here to help you compare quotes and find the best life insurance company for you.
Insurance Basics
![Car in California national park](https://www.bankrate.com/2019/03/27140314/Auto-insurance-overview.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is car insurance?
Car Insurance
Car insurance provides financial security to drivers and is often required to drive.
![Asian single mother with her two children in the kitchen, showing them how to bake a cake.](https://www.bankrate.com/2020/10/02141749/what-is-homeowners-insurance-featured.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is homeowners insurance and how does it work?
Homeowners Insurance
Bankrate explains homeowners insurance and how it works.
![Family with child enjoying a nice time in the park on a clear day](https://www.bankrate.com/2023/09/12172157/Insurance_Guide_to_life_insurance.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Guide to life insurance
Insurance
Life insurance may seem confusing, but Bankrate’s experts are here to help.
Insurance Reviews
Latest Articles
![A couple speaking with an expert about renters insurance](https://www.bankrate.com/2022/10/26155247/Insurance-Renters-insurance-guide.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Renters insurance can offer peace of mind in case of theft, liability and more.
![Woman working on a tablet with a dog sitting next to her](https://www.bankrate.com/brp/2024/08/15103200/what-pet-insurance-companies-pay-the-vet-directly.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Direct vet pay can simplify your pet’s health costs.
![Dog being examined by a veterinarian](https://www.bankrate.com/brp/2024/08/23142617/what-preventative-care-is-typically-covered.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Pet insurance policies include some preventative care.
![Driver sitting in their car with the window down, reviewing documents. The car is not in motion.](https://www.bankrate.com/2021/10/02094529/What-is-a-car-insurance-policy-number.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn why your car insurance policy number matters and where to find it.
![Two women and their dogs in a park](https://www.bankrate.com/brp/2025/01/21172704/pet-insurance-scams.jpg?auto=webp&optimize=high&crop=1:1&width=356)
There are some things you can be aware of to help you avoid scams.
![man getting into his car](https://www.bankrate.com/2021/06/01150707/What-is-a-car-insurance-deductible.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate breaks down the ins and outs of car insurance deductibles.
![View from the backseat of a car as an older couple sits in the driver and passenger seats. The road ahead can be seen through the windshield and there is a car in front of them.](https://www.bankrate.com/2021/11/12131342/How-to-get-car-insurance-with-no-license.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Can I insure my car without a driving license? Bankrate investigates.
![Person looking at paper](https://www.bankrate.com/brp/2023/12/19144528/what-to-do-when-your-car-insurance-is-canceled-for-a-missed-payment.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Get your coverage back on track after a missed payment.
![Driver sitting in their car with the window down, reviewing documents. The car is not in motion.](https://www.bankrate.com/2021/10/02094529/What-is-a-car-insurance-policy-number.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn why your car insurance policy number matters and where to find it.
![man getting into his car](https://www.bankrate.com/2021/06/01150707/What-is-a-car-insurance-deductible.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate breaks down the ins and outs of car insurance deductibles.
![View from the backseat of a car as an older couple sits in the driver and passenger seats. The road ahead can be seen through the windshield and there is a car in front of them.](https://www.bankrate.com/2021/11/12131342/How-to-get-car-insurance-with-no-license.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Can I insure my car without a driving license? Bankrate investigates.
![Person looking at paper](https://www.bankrate.com/brp/2023/12/19144528/what-to-do-when-your-car-insurance-is-canceled-for-a-missed-payment.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Get your coverage back on track after a missed payment.
![Couple and financial advisor](https://www.bankrate.com/2021/03/04145754/same-day-car-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Most insurers make it easy to buy car insurance the same day you get a quote.
![Going over the details of the contract](https://www.bankrate.com/2021/09/22130255/car-company-ratings-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Insurance company ratings can be confusing. Bankrate covers what you need to know.
![Couple looking at new car](https://www.bankrate.com/brp/2022/03/21131549/Just_Bought_a_Car_on_Facebook_Marketplace.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Facebook Marketplace has hot deals. But be wary of scams and legal requirements.
![trump](https://www.bankrate.com/brp/2025/01/17133205/Insurance-Impact-of-Trumps-proposed-tariffs-on-auto-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Trump tariffs and your car insurance rate.
![Man and woman standing at kitchen counter looking at laptop](https://www.bankrate.com/brp/2024/12/12175509/Insurance-HO-3-Insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is an HO-3 policy the best choice for your home? Bankrate is here to help.
![Shot of a flatbed near a septic that has been dug up and is being serviced.](https://www.bankrate.com/2022/11/18155755/Insurance_Does_homeowners_insurance_cover_septic_tanks.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Septic tanks may be covered by the other structures portion of your policy.
![Inspecting the damage on a home sewer pipe with a remote camera](https://www.bankrate.com/2022/05/13162635/Does-homeowners-insurance-cover-sewer-lines.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Does your homeowners insurance policy cover sewer lines? Bankrate has the answer.
![Family](https://www.bankrate.com/brp/2024/12/02112402/dwelling-coverage.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Dwelling coverage is the part of a policy that protects a home’s physical structure.
![Woman contemplates finances](https://www.bankrate.com/brp/2023/11/27143930/GettyImages-1414921476.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Extreme weather is impacting our finances in unexpected ways.
![Residential house with hammock in garden.](https://www.bankrate.com/2019/12/06112020/Untitled-21.jpeg?auto=webp&optimize=high&crop=1:1&width=356)
Dwelling fire policies are designed to cover buildings that aren’t owner-occupied.
![A pile of packages unattended in front of a door with a wreathe on it.](https://www.bankrate.com/2021/11/17105836/Insurance_How_to_protect_your_home_holidayburglaries_porchpirates.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Porch piracy is a rising trend in light of an uptick in online shopping.
![House on the lake.](https://www.bankrate.com/brp/2024/11/26141618/many-homeowners-think-they-don-t-need-flood-insurance-hurricanes-like-helene-are-teaching-them-costly-lessons.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Millions of homeowners don’t have flood insurance. That’s become an increasingly risky move.
![A mother sits at a computer while her special needs child sits next to her; they are laughing.](https://www.bankrate.com/2020/07/17171217/life-insurance-for-parents-child-disabilities-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
If you have a child with a disability, here’s your guide to navigating life insurance.
![An elderly gay couple walks together on a nice, scenic forest road.](https://www.bankrate.com/2010/09/17165908/credit-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Is credit life insurance worth it for you? Bankrate can help you find out.
![A black couple sitting together on the couch](https://www.bankrate.com/2021/02/09133227/indexed-universal-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Discover the features, benefits and costs of indexed universal life insurance.
![A parent giving their child a piggyback ride.](https://www.bankrate.com/brp/2024/05/14101043/Insurance_Life_insurance_facts_and_statistics_2024.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explores interesting life insurance facts and statistics from 2024.
![An old person sitting on a couch looking at their phone](https://www.bankrate.com/2023/03/11135934/Insurance_Guaranteed-life-insurance.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains how guaranteed life insurance offers coverage without exams.
![An older couple sitting together on a rocky beach.](https://www.bankrate.com/2020/07/07131526/life-insurance-riders-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Bankrate explains what life insurance riders are and how they work.
![An adult son is spending time with his father out in the backyard during a family cookout.](https://www.bankrate.com/2020/11/04163520/outlive-term-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Term life insurance policy expiring soon? Bankrate explains your options.
![An older couple reviews their finances with an expert.](https://www.bankrate.com/2020/07/30143504/adverse-selection-life-insurance-featured.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn how adverse selection impacts life insurance and how insurers manage risk.
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