Falls cost big bucks. Hold onto your hat and your handrail because it’s unlikely your retirement budget includes enough to pay for you to recover from a fall.
- Treating older adults who fell incurred $36.4 billion just in medical costs.
- Medicare paid for 78 percent of these costs.
- Medicare costs in the year after the fall averaged $12,150 to $18,009.
How to prevent a fall
- Wear shoes that fit and give you traction in wet or slick weather.
- Keep your ice melt and supplies such as sand and a shovel in the house. During bad weather, if you have to leave the house to get your shovel, you might fall on the way.
- Tighten the railings. If you fell on the steps, would they support you?
- Don’t leave home without your cellphone. If you fall, you can call immediately for help.
- Slow down. Don’t rush, and watch where you are going. It’s better to get there late than never.
- Ask for help. If you think you could use a little assistance getting to the car or down steep steps or across uneven terrain, don’t be shy. Ask.
- Make a plan. Ask yourself before you walk out the door, “If I were to fall, what would I do?”
- Be strong. Exercising your legs can make a big difference. Simple exercises include walking up and down the steps in your home several times a day and doing sets of 10 squats while hanging onto a sturdy chair a couple of times a week.