Bankrate’s new monthly Health Insurance Pulse survey of six questions measures how consumers are feeling about their own health care and health insurance, and about the Affordable Care Act, President Barack Obama’s sweeping health insurance reform. From Aug. 15-18, 2013, telephone interviews (on landlines and cellphones) with 1,000 adults living in the continental U.S. were conducted by Princeton Survey Research Associates International. The results of Bankrate’s Health Insurance Pulse have a margin of error of plus or minus 3.7 percentage points.
- 22% of people with a high school education or less have no health insurance, compared to 10% of higher-educated people.
- 31% of Republicans get their health insurance through a government program, compared to 28% of Democrats and 22% of Independents.
- About 1 in 4 people (24%) making less than $50,000 per year have no health insurance, compared to 6% of people with higher incomes.
- 31% of parents with kids younger than 18 find it more difficult to handle medical expenses, versus 23% of other respondents.
- 28% of people with some college education at most say medical expenses are more difficult to cover, compared to 20% of college grads.
- 13% of people aged 18-29 are having an easier time covering medical expenses, while that’s the case for just 7% of people 30 and older.
- 23% of suburbanites and 21% of rural respondents say they’re doing worse with health care, compared to 14% of urban dwellers.
- 13% of people 18-29 years old say their ability to access good health care is better now, compared with 7% of people 30 and older.
- 22% of people without a college degree say their access to quality health care is worse compared to 12 months ago, while just 13% of college grads say that.
- 47% of parents with kids younger than 18 are spending more on health care, versus 37% of other respondents.
- 46% of suburbanites, 40% of rural Americans and 30% of urbanites are paying more for health care now than they were 12 months ago.
- 10% of Democrats, 8% of Independents, and 5% of Republicans say their monthly spending on health care has gone down compared to 12 months ago.
- 55% of Republicans, 31% of Independents, and 7% of Democrats have a more negative opinion of how Obamacare will affect them personally, while 2% of Republicans, 28% of Democrats, and 10% of Independents are feeling more positive.
- 23% of people 18-29 years old have a more positive opinion of what Obamacare will do for them, compared to 11% of people 30 and older.
- 20% of college grads feel more positive about their personal impact from Obamacare, while 12% of people with less education feel that way.
- 24% of people making less than $30,000 per year most want to know what Obamacare basically is, compared to 12% of people who earn more than that.
- 1 in 5 people in the West (20%) want to know what Obamacare is, more than the 13% in the rest of the country.
- 39% of college grads want to know how Obamacare will affect their current health coverage, versus 24% of people with less education.
Editor’s note: Percentages may not equal 100, due to rounding.