Credit cards for people with fair credit – generally a 580 to 669 credit score – deliver rewards and perks alongside credit-building features. Cash back rewards on purchases, no annual fees and regular reporting to credit bureaus are just a few of the things you can expect from credit cards for fair credit.
When comparing offers, look for a fair credit card that fits your financial needs. For daily purchases, cash-back rewards on groceries, gas, and dining can pay big dividends. If you plan on carrying a balance month-to-month, a lower APR card with no balance penalties is likely a better option.
Our Bankrate experts rated the best credit cards for fair credit based on several factors. Credit score requirements, annual fees, APRs, late payment forgiveness and credit-building features are the key criteria we used. In the reviews of credit cards for fair credit below, you can compare offers and find expert recommendations for your specific needs.
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Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.