Alaska Airlines Visa® Business credit card

Joey Robinson  in  Business How we rate our cards  |  Advertiser Disclosure
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Recommended Credit Score

Excellent (740 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Annual Fee:
$50 for the company and $25 per card
Purchase Intro APR:
N/A
Regular APR:
15.99% - 23.99% Variable APR on purchases
Terms and Restrictions Apply

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The information about the Alaska Airlines Visa Business credit card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.

Alaska Airlines Visa® Business credit card: Details and Benefits

With a variety of benefits and perks, the Alaska Airlines Visa Business card offers on-the-go businesses an affordable, travel-savvy card.

Each year on the anniversary of opening your account you can get a companion fare starting at $121 ($99 fare plus taxes and fees from just $22). Additionally, checked bags are free whenever you fly Alaska, avoiding the typical $30 fee per bag. This perk is good for the cardholder and up to six others on the same reservation.

The opportunity to earn the Alaska companion fare and 40,000 bonus miles after spending $2,000 on purchases in the first 90 days gives potential card carriers a way to quickly realize the benefit of their new card, but there are several other factors to consider:

Advantages

  • There’s no limit to how many miles you can earn
  • Miles are flexible and can be redeemed with 18 other airline partners and over 400,000 locations using Alaska Airline Hotels
  • Free checked bags on Alaska Airlines flights
  • No change/cancellation fee more than 60 days prior to travel
  • No foreign transaction fees
  • Discount of 50 percent off Alaska Lounge day passes and 20 percent back on inflight food, beverage and Wi-Fi when you pay with your card
  • Online/mobile access and cash flow management tools for your business
  • Various travel insurance and shopping protections

Disadvantages

  • Limited seat availability depending on your desired flight
  • Most value for frequent flyers and those often on the west coast
  • Miles are non-transferrable to other accounts

Is the Alaska Airlines Visa Business credit card worth it for you?

Given the miles-earning rewards structure and flight network of Alaska Airlines, ideal candidates for this card are travel-happy small businesses centered on the west coast or a frequent flying larger company with tons of travel time. Even if your company doesn’t fit either category, consider whether the rewards available would benefit you based on your routine spending.

If you do expect an onslaught of business-related travel expenses in the new year, this may be the perfect card for you. Earning 3x miles per dollar spent on directly purchased Alaska Airlines flights and unlimited rewards potential could make your business travel exponentially cheaper with strategic spending and redeeming.

If your business doesn’t call for many travel expenses, this card won’t provide much value to your wallet. Look for business credit cards that give heightened cash back or rewards in the categories you typically spend in, or a well-rounded option with a variety of benefits.

Get the most value from the Alaska Airlines Visa Business card

The introductory offer coming with this card is a major portion of its immediate value. Luckily, the $2,000 spending requirement in the first 90 days to earn the 40,000 introductory bonus miles will be easy to reach if you’re taking off and preparing for landing multiple times a month. This welcome offer alone is worth nearly $800 and is sufficient for a round-trip flight to Hawaii or a one-way ticket to Australia, Japan or one of the Pacific Islands.

To maximize value, cardholders must make sure they’re taking advantage of their annual companion fare voucher. This is valid for all economy tickets, including international flights, and companion fares are eligible for mileage-earning. Over time, being conscious of your card use and consistently flying Alaska (to earn the better rewards rate) will be the way to best utilize this card.

How to redeem rewards

You can redeem your rewards for flights through various airlines (including American Airlines, British Airways, Emirates and more) and on select hotel stays. Go online to your Alaska Airlines account to explore your redemption options.

Should you upgrade?

If your business allots a large portion of its budget to airfare, this card may very much be worth the upgrade. However, you should weigh your options when deciding on any credit card, as certain rewards structure may benefit your spending even more. Plus, some business or travel cards come with niche perks that may catch your eye.

Any frequent flyer interested in a credit card should value this Alaska Airlines option highly; the rewards structure, welcome bonus, unlimited earning potential and travel possibilities make this a top choice for those who combine work with wanderlust.