Alaska Airlines Visa® Business credit card review

Bankrate Staff  in  Business How we rate our cards  | 

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Recommended Credit Score

Excellent (740 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Annual Fee:
$50 for the company and $25 per card
Purchase Intro APR:
N/A
Regular APR:
15.99% - 23.99% Variable APR on purchases
Terms and Restrictions Apply

This card offer is currently unavailable on Bankrate. To see more cards in this category, please visit our business category page.

 

Best for Alaska Airlines frequent flyers

  • Rewards rate: 3X miles on eligible Alaska Airlines purchases and 1X mile on all other purchases
  • Welcome offer: $200 statement credit and 40,000 bonus mile offer when you spend $2,000 within the first 90 days
  • Annual fee: $50 for the company and $25 per card
  • Purchase intro APR: N/A
  • Balance transfer intro APR: N/A
  • Regular APR: 15.99 percent to 23.99 percent variable

With a variety of benefits and incentives, the Alaska Airlines Visa Business Card offers on-the-go business owners an affordable and travel-savvy card. However, an annual fee and no intro APR offers might make you think twice.

Current sign-up bonus

A significant element of the Alaska Airlines Visa Business Card’s immediate value is the intro offer, which is worth nearly $721 by our estimates. The spending requirement is reasonable and easy to meet, especially if you’re a frequent flyer.

When you spend $2,000 during the first 90 days of having your Alaska Airlines Visa Business Card, you’ll receive a $200 statement credit, 40,000 bonus miles and Alaska Airlines’ valuable Companion  Fare starting at $121 ($99 fare, plus taxes and fees from just $22).

Rewards

The miles-earning rewards structure makes this card perfect for small businesses centered on the West Coast. What makes this card stand out is the flexibility it provides cardholders to redeem points for travel with a unique variety of airline and hotel partners.

Earning rewards

With the Alaska Airlines Business Visa Card, cardholders earn 3X miles on eligible Alaska Airlines purchases and 1X mile on all other purchases. There are no limits to how many miles you can earn.

Redeeming rewards

You can redeem your rewards for flights through various airlines (including American Airlines, British Airways, Emirates and more) and on select hotel stays. There are no blackout dates, and you can choose from hundreds of destinations. You’ll also get access to discounted redemption levels if you book a stay through the Alaska Airlines Hotels program using your miles.

Benefits

Because the spending requirement is reasonable, a significant element of the Alaska Airlines Visa Business Card’s immediate value is the intro offer. The companion fare you’ll receive each year on the card’s anniversary also provides notable value. Other benefits include free checked bags and discounted access to the Alaska Lounge where travelers can enjoy complimentary drinks, snacks and more.

Unlimited flight miles

Earn unlimited miles and travel with no blackout dates and no international transaction fees.

Companion fare pricing

Each year on the anniversary of opening your account, you can also get a Companion Fare starting at $121 ($99 fare plus taxes and fees from just $22). The best part of this perk is that there are no blackout dates, meaning you and your companion can travel whenever you’d like.

Free checked bags on Alaska Airlines flights

Checked bags are free whenever you fly Alaska, so you’ll avoid the typical $30 fee per bag.

This perk is good for the cardholder and up to six others on the same reservation. This benefit alone could be worth more than $400 for a cardholder traveling with a group of six people with two bags each.

Cardholder discounts

Enjoy 50 percent off day passes at the Alaska Lounge and 20 percent back on all eligible Alaska Airlines inflight purchases when you pay with your Alaska Airlines Visa Business Credit Card.

Exclusive access

Get exclusive access to discounted redemption levels when you redeem miles for hotel stays at over 400,000 properties using Alaska Airlines Hotels.

Rates and fees

The Alaska Airlines Visa Business Card has an annual fee of $50 for the company and $25 per card. The card also has a 15.99 percent to 23.99 percent variable APR, based on creditworthiness.

On a positive note, the card has no foreign transaction fees.

How the Alaska Airlines Visa Business Credit Card compares to other business credit cards

All good business credit cards offer rewards, sign-up incentives and generous benefits. This chart shows how the Alaska Airlines Visa Business Card stacks up against two popular business travel card options, the American Express® Business Gold Card and the Ink Business Preferred® Credit Card. The other cards come with a higher annual fee, but their rewards programs and benefits generally offer more value.

Alaska Airlines Visa Business Card American Express® Business Gold Card Ink Business Preferred® Credit Card
Annual Fee $50 for company, $25 per card $295 $95
Welcome Bonus The opportunity to earn the Alaska companion fare and 40,000 bonus miles after spending $2,000 on purchases in the first 90 days. Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply. 100,000 Ultimate Rewards points after you spend $15,000 in the first three months from account opening.
Rewards 3 miles for every $1 spent on eligible Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases.

 

Earn 4x points on up to $150,000 per year in two select categories your business spends the most in each billing cycle. Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1X points per dollar after that

 

Best cards to pair Alaska Airlines Visa Business Credit Card with

The Alaska Airlines Visa Business Card pairs nicely with several cards from Marriott, including the Marriott Bonvoy Boundless and Marriott Bonvoy Business™ American Express® Card.

Marriott points can be transferred to Alaska Airlines at a 3:1 ratio. Plus, Marriott adds 5,000 miles for every 60,000 points you transfer to airline miles.

Bankrate’s Take—Is the Alaska Airlines Visa Business Credit Card worth it?

For businesses with significant airfare expenses that travel with Alaska Airlines often, this card may be worth it. The annual fee is reasonable, and the companion fare is generous. Still, a general travel credit card for businesses may offer a better value.

Pros

  • Points don’t expire and can be redeemed with more than a dozen global airline partners
  • No limit on the number of miles you can earn
  • Free checked bag on Alaska Airlines flights
  • Variety of travel insurance and shopping protections
  • Online and mobile access to cash flow management tools

Cons

  • No 0 percent APR intro offer for purchases or balance transfers
  • Limited seat availability is possible, depending on your desired flight
  • Miles are non-transferable to other accounts

 

The information about the Alaska Airlines Visa® Business credit and Marriott Bonvoy Boundless has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.