OneWest Bank Review 2022
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OneWest Bank is a good option for customers in Southern California who want an interest-bearing checking account and a range of CD terms.
- ATM Fee Refunds
OneWest Bank has more than 60 branches in Southern California and a full lineup of deposit and loan products, and online and mobile banking tools.
OneWest Bank offers 24/7 banking through online and mobile banking and an automated telephone system.
Checking accounts feature free online bill pay.
Opening deposits for all checking accounts are reasonable.
You can find higher yields on deposits at other banks.
OneWest Bank bank products
OneWest Bank savings overview
The Green Savings account, which was scored for this review, does not come with an ATM or debit card and check-writing is not available. There is no monthly service charge.
Both the Personal Savings and the Green Savings accounts require only $100 to open.
The Personal Savings account comes with a check-writing option and an ATM card.
The Green Savings account doesn’t have a monthly service charge.
There are higher APYs available at other banks.
You need a balance of at least $100,000 to earn the highest yield on the Personal Savings and Green Savings accounts.
Green Savings does not come with an ATM card, debit card or a check-writing option.
The OneWest Bank mobile app gets excellent reviews from Apple device users and decent reviews from Android device users. Customers also can bank online or via the automated telephone system. OneWest has a live chat feature on its website. The bank allows person-to-person payments using Zelle.
OneWest Bank has more than 60 locations in Southern California. Telephone customer service hours are 7 a.m. to 6 p.m. Pacific time, Monday through Friday, and 7 a.m. to 3 p.m. Pacific time, Saturday.
About OneWest Bank
OneWest Bank is a federally insured bank established in 2009. It has more than 60 branches in Southern California, from San Diego to Ventura County. It offers a full menu of deposit and loan products for consumers and small businesses. Its corporate headquarters is in Pasadena.
OneWest is a division of CIT Bank, whose parent company recently merged with First Citizens BancShares Inc. The deal closed in January 2022.
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