Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Recommended reading

A majority (81%) of Americans did not increase their emergency savings this year
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Stephen Kates headshot

Stephen Kates, CFP Arrow Right Icon

Bankrate Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

A downward facing red arrow "crashing" trough a shattering $100 bill.
Worried that your high-yield savings APY isn’t so high? Here’s how to stay on top.
Artistic sketch of a businessman on a suspended platform looking down as the platform morphs into a downward arrow with a '%' symbol on its side.
As the Fed hints at lowering interest rates, here’s how to prepare when rates fall.
Close-up photo of the front of the Federal Reserve in Washington, DC, with the name "Federal Reserve" below the bust of the eagle.
The Fed has kept interest rates steady so far in 2025, but that might change soon.
Image of a torn apart one hundred U.S. dollar bill with a red jagged graph line running through the the torn pieces.
Workers still have less purchasing power today than at the beginning of 2021.
Image of four piggy banks of different sizes grouped together. Three are a light green color and the one in front is brick red.
Looking to boost your savings in today’s economy? Try these not-so-obvious tips.
young man falling out of the sky along with various household items and cash
Businesses may now be starting to pass along higher costs from tariffs to consumers.
A magnifying glass on top of a $100, magnifying Benjamin Franklin's face, and surrounded by other $100 bills.
As the Fed holds interest rates steady, savers still have time to lock in top rates.
Several rolls of dollar bills
Compare the best high-yield savings rates as of Aug 8, 2025.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
A woman holds a phone at an office
Savers can stash their cash in a brokerage these days to rack up returns.
Smiling person with smartphone walking on the street
Looking to use Zelle for a transfer? Here are the Zelle limits at various banks.
Federal Reserve Eccles Building illustration
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Panorama of aerial view of Downtown Houston, Texas, USA
As the old saying goes: “Everything is bigger in Texas.” And that’s also true of your list of options when choosing a bank or credit union in the state.
Whimsical artwork of four piggy banks standing atop of four stacks of coins, gradually increasing in height
If you’re looking to save with a credit union, here are the top rates available.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Federal Reserve Eccles Building illustration
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
New Friends Walking on University Campus
The Federal Reserve’s actions can influence student loan interest rates.
Outside of the Federal Reserve building
The Federal Reserve held rates steady at its January 2026 meeting.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
Exterior of Federal Reserve building
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc