Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Recommended reading

A majority (81%) of Americans did not increase their emergency savings this year
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.
Expect savings and money market account yields to slide lower, but they still should outpace inflation

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Stephen Kates headshot

Stephen Kates, CFP Arrow Right Icon

Bankrate Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

person opening wallet with cash inside
Best high-yield savings rates for August 6, 2025
Pile of cash
Best high-yield savings rate today.
piggy bank on top of pile of cash
Compare the best high-yield savings rates as of Aug 4, 2025.
Federal Reserve Board Chairman Jerome Powell holds a news conference following a Federal Open Market Committee meeting on June 18, 2025
Officials are worried about cutting interest rates too soon as Trump’s tariffs push up inflation.
Federal Reserve Chair Powell Holds Press Conference On Interest Rates
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
Fragments of five $100 bills showing Benjamin Franklin's face five times in a diamond shape.
Despite political pressure to cut rates, the Fed looks to keep them steady, for now.
A wide-angle image of the front of the Federal Reserve HQ in Washington, DC. The U.S. flag is prominently displayed on the front of the building.
Despite political pressure, the Fed is expected to maintain interest rates.
Younger man in his 30s paying bills on his computer, with calculator, papers, bills, coffee and a pair of glasses on the table by his side.
Tariff concerns will likely cause the Fed to hold rates steady at its July meeting.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
woman sitting on her couch and looking at her phone and credit card
Knowing your limit before making a purchase can help you make smarter decisions.
Cashier and customer at grocery store checkout
You can get a money order from many places. Here’s what you need to know.
person using mobile phone leaning on railing
A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]
Artistic rendering of a Bank building attached to unrealistically large chains
Linking bank accounts is a way to make it easier to transact between the two.
Young female customer talking to cashier at checkout in supermarket
Now that the U.S. Mint is done producing pennies, what happens to consumer prices?
Spend money, pay bills, write checks or make fund transfers with a checking account.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
Jerome Powell, chairman of the US Federal Reserve, during the National Association of Business Economics (NABE) annual meeting in Philadelphia, Pennsylvania.
Borrowers often don’t notice small rate cuts, and a weakening economy could dull the relief.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Exterior of Federal Reserve building
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
Outside of the Federal Reserve building
The Federal Reserve just lowered interest rates for the first time in four years.
Federal Reserve Eccles Building illustration
Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc