Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Recommended reading

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.
Expect savings and money market account yields to slide lower, but they still should outpace inflation

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

Stylized image of Trump wearing a Maga hat pointing to the left above the Federal Trade building.
If the Fed’s independence is jeopardized, here’s what experts say it could mean for your wallet.
Man using his tablet for online banking
Financial markets may drop lower, but APYs on high-yield savings remain high.
Women using digital tablet to check her finances at home office
Looking for a stable way to pay off your debts with money left to save? Read on.
young man falling out of the sky along with various household items and cash
You might not feel better about inflation because prices are still up post-pandemic.
Tariffs could cost households $3,800 in 2025. Discover smart budgeting strategies to offset rising prices on consumer goods.
Father and daughter saving money in piggy bank
Find the best high-yield savings account rate today.
A smiling pink piggy bank resting atop a U.S. flag
Saving money in the Midwest and South is easier than in the West and Northeast.
Dollar sign balloon being blown up by a pump on a green background with an arrow pointing down to the right
How to find the best high-yield savings account in times of high inflation
Stylized image of Trump wearing a Maga hat pointing to the left above the Federal Trade building.
If the Fed’s independence is jeopardized, here’s what experts say it could mean for your wallet.
Family planting trees in a park.
Green banking is an environmental movement. There are a number of ways consumers can make adjustments to their banking to help the environment.
Older woman and child putting pennies in a jar
We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Man using his tablet for online banking
Financial markets may drop lower, but APYs on high-yield savings remain high.
Women using digital tablet to check her finances at home office
Looking for a stable way to pay off your debts with money left to save? Read on.
Illustration of safe with money
If you have over $25,000 in your savings account, consider these strategies.
young man falling out of the sky along with various household items and cash
You might not feel better about inflation because prices are still up post-pandemic.
Two women having takeout food at home
Knowing how fixed and variable expenses differ can help you improve your finances.
Illustration of Fed Chair Jerome Powell
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
Illustration of Fed Chair Jerome Powell
Still wrestling with inflation, Fed officials might not be so quick to rescue the economy.
Illustration of a US Federal Reserve ink stamp
Every financial decision you make is impacted by the Federal Reserve.
A person researches on a laptop.
Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.
Home equity lines of credit are growing in size and volume.
A picture of various cryptocurrencies
Cryptocurrencies are managed through what’s called a distributed ledger such as blockchain.
Traders work on the floor of NYSE
With the Fed holding steady on rates for now, is it still a good time to buy stocks?
Homes in Charleston
Understanding mortgage rate movements could save you money.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc