Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Money Bag Icon
CD rates
Savings Rate Icon
High yield savings
Rates Icon
Money market rates
Dollar Icon
Checking accounts
Bank With Star Icon
Bank reviews

Recommended reading

Bankrate’s 2026 Annual Emergency Savings Report

Banking
A majority (81%) of Americans did not increase their emergency savings this year
By Karen Bennett
10 min read
Woman watering plants.

Current CD rates for April 2026

Banking
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
By Karen Bennett
3 min read
A graphic with a pale yellow background and a darker yellow circle in the center. There is a red line trending up and to the right, with a piggy bank that has coins falling into it in front of that.

Savings and money market account rates forecast for 2026: Rates will continue to slide but remain ahead of inflation

Banking
Expect yields to continue trending downward in 2026.
By Karen Bennett
4 min read

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Stephen Kates headshot

Stephen Kates, CFP Arrow Right Icon

Bankrate Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

Federal Reserve Eccles Building illustration

Fed’s interest rate history: The federal funds rate from 1981 to the present

Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Mar 24, 2026
Smiling father holds smiling daughter on his lap while looking at a computer

Experian launches savings account for its members

Experian’s new savings account has a yield based on membership tier and no minimum deposit.
Feb 13, 2026

Bankrate’s 2026 Annual Emergency Savings Report

A majority (81%) of Americans did not increase their emergency savings this year
Feb 04, 2026
Jerome Powell, chairman of the US Federal Reserve, during a news conference following a Federal Open Market Committee (FOMC) meeting in Washington, DC.

The Fed didn’t cut interest rates. Here are 5 things to watch next.

The big question: How long will the Fed be on hold?
Jan 28, 2026
Illustration of a US Federal Reserve ink stamp

6 key ways the Federal Reserve impacts your money

Every financial decision you make is impacted by the Federal Reserve.
Jan 26, 2026
Jerome Powell in front of interest rate graphic

How many rate cuts in 2026? These mounting pressures will put the Fed at a crossroads this year 

A complicated U.S. economy. Stubborn inflation and a jobless boom. Unprecedented conflict with the president. Personnel changes, and a new Fed chair. Federal Reserve officials are no stranger to difficult [...]
Jan 26, 2026
Illustration of Fed Chair Jerome Powell with a now hiring sign in the background.

From AI bubble fears to the job market’s ‘Great Freeze’: Economists answer your biggest questions about 2026

The U.S. may dodge a recession, but experts aren’t denying it: Something feels off.
Jan 12, 2026
A graphic with a pale yellow background and a darker yellow circle in the center. There is a red line trending up and to the right, with a piggy bank that has coins falling into it in front of that.

Savings and money market account rates forecast for 2026: Rates will continue to slide but remain ahead of inflation

Expect yields to continue trending downward in 2026.
Jan 06, 2026
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

What is the average interest rate for savings accounts?

Comparing savings rates can ensure you get the best return on your savings.
Mar 31, 2026
A woman holds a phone at an office

5 ways to use your brokerage like a savings account

Savers can stash their cash in a brokerage these days to rack up returns.
Mar 25, 2026
Smiling person with smartphone walking on the street

Zelle limits at top banks

Looking to use Zelle for a transfer? Here are the Zelle limits at various banks.
Mar 25, 2026
Federal Reserve Eccles Building illustration

Fed’s interest rate history: The federal funds rate from 1981 to the present

Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Mar 24, 2026
Woman watering plants.

Current CD rates for March 2026

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Mar 24, 2026
Panorama of aerial view of Downtown Houston, Texas, USA

Best banks in Texas for 2026

As the old saying goes: “Everything is bigger in Texas.” And that’s also true of your list of options when choosing a bank or credit union in the state.
Mar 24, 2026
Whimsical artwork of four piggy banks standing atop of four stacks of coins, gradually increasing in height

Best credit union savings account rates

If you’re looking to save with a credit union, here are the top rates available.
Mar 20, 2026
Financial manager meeting with couple in bank branch office

National average money market account rates for March 2026

Get the latest rates on top-yielding money market accounts.
Mar 09, 2026
ederal Reserve Chair Jerome Powell testifies at a Senate Banking, Housing, and Urban Affairs Committee hearing

Federal Reserve raises interest rates by a half point to fight soaring inflation

The Fed is withdrawing stimulus at the fastest pace in decades.
May 04, 2022
A FedEx truck makes deliveries

Survey: Experts see a big slowdown in job growth as hawkish Fed raises rates

Job creation is expected to be almost two times slower over the next 12 months.
Mar 31, 2022
Shopper looks for milk at a grocery store

Survey: More than half of economists say surging inflation will climb much higher than expected

Consumers will likely have to keep paying more for almost everything they buy.
Mar 31, 2022
Federal Reserve Chair Jerome Powell speaks at a conference

Survey: There’s a 33% chance a recession is on the way, according to top economists

Fed officials are projecting seven total rate hikes in 2022 alone.
Mar 31, 2022
President Biden speaks at event marking Equal Pay Day

How is the U.S. economy doing? With inflation hitting 40-year highs, watch these 4 key areas 

There’s no telling when inflation will slow down.
Mar 24, 2022
Federal Reserve Chair Jerome Powell speaks with journalists at a post-meeting press conference

Federal Reserve raises interest rates for first time since 2018

The move marks an end to the Fed’s most aggressive economic rescue effort in history.
Mar 16, 2022
Federal Reserve Eccles Building in Washington, D.C.

What is quantitative easing?

The Fed’s unconventional tool for fending off recession is being wound down.
Mar 07, 2022
President Joe Biden stands behind Federal Reserve Chair Jerome Powell at the announcement of his renomination

The worst inflation in 40 years: Here’s when price pressures could hit their peak

Consumers are bracing for a longer stretch of high inflation. But when can it be expected to slow down?
Feb 25, 2022
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc