Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
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Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
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How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/23/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/23/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.84%APY
VS
National Average
0.45%APY
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- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
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Comparing savings rates can ensure you get the best return on your savings.
Several banks continue to offer savings accounts well above 4 percent APY.
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
The Fed has now gone six months without cutting interest rates.
Spend money, pay bills, write checks or make fund transfers with a checking account.
This Fed communication tool is important, but be cautious when interpreting it.
The Federal Reserve announced that it’s holding interest rates steady following its March 18-19 meeting.
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