Money Market Accounts

When shopping for a savings account, don't forget to check out money market accounts. Find out what is different about MMAs.

Basics

Are MMAs safe?

Short answer? Yes. Here’s what you need to know.

3 min read

How do money market accounts work?

What every saver needs to know about money markets accounts.

3 min read

Getting the best MMA rate

Follow these simple steps to earn competitive rates on your shorter-term savings.

4 min read

MMA FAQ

Here’s answers to your top MMA questions.

5 min read

Latest Articles

How to open a money market account: 5 steps to take

Opening a money market account involves just a few simple steps and it can really pay off.

3 min read Aug 15, 2022
Advantages and disadvantages of a money market account

Money market accounts have pros and cons as a place to stash cash.

3 min read Aug 15, 2022
What’s the difference between a money market account and a money market fund?

These accounts sound similar, but there are some key differences to know.

3 min read Aug 11, 2022
No-penalty CDs: What they are and how they work

Here’s everything you need to know about no-penalty CDs.

3 min read Aug 09, 2022
5 reasons to get a money market account

Looking for a place to park your savings? Here’s why a MMA might be appealing.

3 min read Aug 09, 2022
Can you write checks from a money market account?

Learn why some banks have limits on how many checks you can write.

3 min read Jul 22, 2022
Short-term CD vs. long-term CD: Which is best for you?

CD terms can range from three months to five years. Learn which one is right for you.

4 min read Jul 19, 2022
What is a money market fund?

Lay away cash for an emergency or short-term goals with a money market mutual fund.

4 min read Jun 09, 2022
12 ways to bank smarter: Simple tips and tricks to increase your wealth

These tips can help you manage your money more wisely and make you a bit richer.

6 min read Jun 07, 2022
Types of bank accounts

These four types of bank accounts can help you meet your financial goals.

3 min read Apr 20, 2022
Regulation D and savings account withdrawal limits – here’s what changed

How Reg. D impacts your savings account and why it pays to check with your bank.

3 min read Apr 12, 2022
CDs vs. money market accounts: Which is best for you?

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

4 min read Feb 15, 2022
The best online banks of 2022

Our picks offer great rates, impressive digital tools and other features that make banking a breeze.

8 min read Jan 24, 2022
3 strategies for savers in a low interest rate environment

Here’s how to respond to lower rates if you’re in the market for a CD or savings account.

2 min read Apr 27, 2021
Bankrate’s best banks and credit unions of 2021

We analyzed thousands of data points to determine the best financial institutions in America.

6 min read Jan 13, 2021
Ask Bankrate: When will yields on savings and money market accounts stop falling?

One Bankrate experts suggest deposit yields may be close to bottoming out.

5 min read Sep 25, 2020
Federal Reserve lifts six-withdrawal limit on savings accounts

Consumers get more access to their savings at a time when they may urgently need it.

3 min read Apr 24, 2020
3 things to do if you have cash in a brokerage account

Don’t ignore the cash in your brokerage account. It probably could earn more elsewhere.

3 min read Nov 13, 2018