The best regional banks of 2020

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Best banks of 2020: Big banks | Credit unions | Online banks | Regional banks

Regional banks don’t need a large, nationwide brick-and-mortar presence to be good choices for consumers. By specializing in the areas they serve, most of Bankrate’s 2020 best regional banks in the U.S. are able to offer their customers accounts with no maintenance fees or low minimum balance requirements on at least one of their accounts. Half of Bankrate’s top regional banks belong to an additional ATM network. This helps widen the options for consumers trying to withdraw money without incurring an out-of-network ATM fee.