Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 11/08/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 11/08/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
4.11%APY
VS
National Average
0.46%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Short answer? Yes. Here’s what you need to know.
Earn more on your business cash with high-yield accounts offering competitive APYs.
Business money market accounts offer higher yields while maintaining access to funds.
Learn why you need to check your APY.
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
Expect savings and money market account yields to slide lower, but they still should outpace inflation
CD terms can range from three months to five years. Learn which one is right for you.
Comparing savings rates can ensure you get the best return on your savings.
Losing a savings bond doesn’t mean it’s money lost. Here’s how to find it.
You’ve matured, but those savings bonds from childhood may still need more time.
For savers, here’s what to consider when the Fed lowers interest rates.
Get ahead of your savings by raising your rate by an amount you prefer. Here’s how.
Compare the best high-yield savings rates as of September 16, 2025.
It’s a low interest rate environment, but there are ways to earn more on your money.
The Consumer Financial Protection Bureau — a main line of defense against unfair banking practices — has been dramatically scaled back under the Trump administration. In May 2025, Congress overturned [...]
Coins sitting around in an overloaded jar could be put to better use. Here’s how.
Knowing bank holiday schedules can help you avoid delays on necessary transactions.
Evaluate the benefits and drawbacks to decide if a credit union is right for you.
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Finding the account number on a check is easy — if you know where to look.
This type of account can offer a low-risk way to earn a high yield.
A money market account is like a parking spot for cash, but with a few guardrails.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
The trusted provider of accurate rates and financial information