Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Explore MMA basics

A man looking at a comically large stack of cash

This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

Two women look over paperwork and a computer

Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

MMA

Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

MMA

Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

MMA

How MMAs work

Bankrate's complete guide to money market accounts and how they work.

MMA

MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

Learn more

Latest articles

These accounts sound similar, but there are some key differences to know.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

Learn how to set your investment goals and discover which types of investments may make sense for each one.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

Woman reading folder at desk in living room

Here’s how to respond to lower rates if you’re in the market for a CD or savings account.

One Bankrate experts suggest deposit yields may be close to bottoming out.

A front view of the Federal Reserve Bank

Consumers get more access to their savings at a time when they may urgently need it.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Here’s how to save money and get the most bang for your buck.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Person Putting Coin In Piggy Bank At Table

Savers can still earn yields on deposit accounts that are outpacing inflation, even as some yields have decreased recently as banks anticipate a likely Federal Reserve rate cut in September. One such option [...]

How Reg. D impacts your savings account and why it pays to check with your bank.

woman managing personal banking and finance at home

Working as a freelancer requires a new approach to saving money. Here’s how.

No matter your age, these tips can help you improve your financial situation.

Whether you hope to buy a home or just rent for a while, a solid savings plan is the key to finally moving out of your parents’ house.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Comparing savings rates can ensure you get the best return on your savings.

young man falling out of the sky along with various household items and cash

You might not feel better about inflation because prices are still up post-pandemic.

Prices rise and fall all the time in the U.S. economy. It’s not always inflation.

These seven banks and credit unions offer competitive rates on CDs for businesses.

Here’s how to save money and get the most bang for your buck.

Get the latest rates on top-yielding money market accounts.

Consider these important factors before investing in bonds and CDs.

The trusted provider of accurate rates and financial information