Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 12/24/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 12/24/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
4.04%APY
VS
National Average
0.44%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Get the latest rates on top-yielding money market accounts.
These credit unions offer great rates and top-notch features — and many make it easy to join.
Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.
These accounts sound similar, but there are some key differences to know.
How Reg. D impacts your savings account and why it pays to check with your bank.
The best account to save your money will vary by your goal.
With interest rates somewhat volatile, it’s important to shop around for the best money market mutual funds.
Our top 5 picks scored highly for access, range of products and digital options.
Comparing savings rates can ensure you get the best return on your savings.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
It’s important to find the right accounts for your emergency savings.
Here’s how much $10,000 in a high-yield savings account can earn you.
For many of us, saving money feels like an uphill battle.
Here’s how multiple savings accounts can help you reach your financial goals.
How Reg. D impacts your savings account and why it pays to check with your bank.
The best account to save your money will vary by your goal.
A majority (81%) of Americans did not increase their emergency savings this year
These are the 10 largest credit unions in the United States based on assets.
Learn how you can lose money on a CD.
Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]
Not all mobile banking apps are as secure as they could be. Here’s how to stay safe.
Here’s how to find the credit union that will best fit with your financial needs.
Looking to use Zelle for a transfer? Here are the Zelle limits at various banks.
Bank account budgeting tools make it easy to track your personal finances.
The trusted provider of accurate rates and financial information