Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics

How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks
Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Bankrate Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year

Over 1 in 4 workers are more worried about job security since 2025 began.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

The National Credit Union Administration is similar to the FDIC, which covers banks.

Mobile apps make managing your money a snap and mobile alerts can help protect it.

Ready to open a savings account? Here’s what you’ll need to know.

The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]

Looking for a nearby Wells Fargo location or ATM? Here’s how to find the closest ones.

An emergency fund is an essential part of a solid financial plan.

The big question: How long will the Fed be on hold?

Ready to open a savings account? Here’s what you’ll need to know.

An emergency fund is an essential part of a solid financial plan.

It’s a low interest rate environment, but there are ways to earn more on your money.

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

A majority (81%) of Americans did not increase their emergency savings this year

Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.

Comparing savings rates can ensure you get the best return on your savings.

Here’s everything you need to know about savings accounts.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]

CD terms can range from three months to five years. Learn which one is right for you.

Find out what happens to CDs that are set to mature.

Take a look at the days when CDs were offering investors double-digit returns.

Here are differences between CDs and share certificates, and which one to choose.

Everything you need to know about opening an account.

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

Expect savings and money market account yields to slide lower this year, but they still should outpace inflation, according to the latest forecast from Bankrate chief financial analyst Greg McBride. McBride [...]

These banks are good choices for nonprofits. Here’s how to find one that serves your organization well

Here’s how to respond to lower rates if you’re in the market for a CD or savings account.

One Bankrate experts suggest deposit yields may be close to bottoming out.

Consumers get more access to their savings at a time when they may urgently need it.

Mobile apps make managing your money a snap and mobile alerts can help protect it.

Online bill pay can add convenience and security to managing your routine bills.

A bank may deny you a checking account. Here is what you can do next.

Depositing cash into someone’s account isn’t always possible, but there are options.

Knowing your limit before making a purchase can help you make smarter decisions.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]

Spend money, pay bills, write checks or make fund transfers with a checking account.

Here’s how these two bank fees compare and how to best avoid them.