Skip to Main Content

Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

Middle aged woman on laptop

How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
Woman sitting outside of restaurant looking at cell phone

How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Two millenial friends using mobile phone.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Banking data studies

Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Mom preparing financial paperwork at home while her child draws next to her
Single people and young families tend to have significantly less saved.
Close up of woman's hand typing on computer keyboard in the dark against colourful bokeh in background, working late on laptop at home
A new CFPB rule will make it easier for people to transfer their data between banks.
Person on laptop computer
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Ghost of Halloween uses a laptop to surf the Internet
Don’t let the fear of saving leave you in the dark. Avoid these 10 savings mistakes.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Kids playing with blocks at a school.
A new Bankrate study reveals where infant care is the most and least affordable in the U.S.
Kids playing with blocks at a school.
A new Bankrate study reveals where infant care is the most and least affordable in the U.S.
Mom preparing financial paperwork at home while her child draws next to her
Single people and young families tend to have significantly less saved.
Person on laptop computer
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Ghost of Halloween uses a laptop to surf the Internet
Don’t let the fear of saving leave you in the dark. Avoid these 10 savings mistakes.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
A piggybank floating on a liferaft
Sixty percent of households feel behind on their emergency savings in 2023.
Halloween bucket filled with money
Despite inflation and expenses, there are ways to increase your emergency savings.
piggybank
Here are some of the best savings accounts you can sign up for as a business owner.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
A collection of assorted items: old analog alarm clock, padlock, keys, a check, a hand holding cash
CDs often pay better interest than savings accounts and can amp up your nest egg.
Young couple managing finance and investment online
There’s still time to lock in a high-yielding CD as the Fed cuts rates.
Woman at laptop
Planning for retirement? Here’s what you need to know about IRA CDs.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
Man working on laptop and cellphone simultaneously
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
Clocks are displayed across an image of a dollar bill.
Take a look at the days when CDs were offering investors double-digit returns.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology
Know the two major benefits of opening a CD now, even as interest rates decline.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Two female fashion designers working together at their studio
Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.
Cash in gloved hand
Depositing cash into someone’s account isn’t always possible, but there are options.
Man in coffee shop using laptop with a card in his hand.
The rule provides a framework for settling unauthorized debit-card transactions.