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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

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ATM skimming is a type of payment card fraud. Here’s what you need to know to avoid it.
mother at bitcoin atm with toddler
Bitcoin ATMs are becoming increasingly popular. Here’s everything you need to know.
Woman working with business document and laptop on the table
It’s a low interest rate environment, but there are ways to earn more on your money.
Young man getting cash out of ATM
A look at the best ways to avoid paying such extra charges.
Mom preparing financial paperwork at home while her child draws next to her
Single people and young families tend to have significantly less saved.
couple in the kitchen with bills
Here’s everything you need to know about brokered CDs.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Woman sitting outside of restaurant looking at cell phone
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Woman working with business document and laptop on the table
It’s a low interest rate environment, but there are ways to earn more on your money.
Mom preparing financial paperwork at home while her child draws next to her
Single people and young families tend to have significantly less saved.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Woman sitting outside of restaurant looking at cell phone
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Man using his tablet for online banking
Financial markets may drop lower, but APYs on high-yield savings remain high.
Women using digital tablet to check her finances at home office
Looking for a stable way to pay off your debts with money left to save? Read on.
Illustration of safe with money
If you have over $25,000 in your savings account, consider these strategies.
Easy mornings and working from home for this couple
Savings yields topping inflation could let you hold onto your purchasing power.
Illustration of a bar graph, moving down from left to right.
When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]
A woman ponders
Find out what happens to CDs that are set to mature.
Middle aged woman on laptop
Everything you need to know about opening an account.
A collection of assorted items: old analog alarm clock, padlock, keys, a check, a hand holding cash
CDs often pay better interest than savings accounts and can amp up your nest egg.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
A person researches on a laptop.
Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.
Personal banker instructs clients concerning online banking
A CD often earns a competitive, fixed rate. Here’s what to know before opening one.
A young man researches in the library.
CDs hold your funds for a set period. In exchange, you get a reliable return.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
woman at ATM
Our top 5 picks scored highly for access, range of products and digital options.
happy couple signing papers
Earn more on your business cash with high-yield accounts offering competitive APYs.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Business women discussing project at table in modern office
Business money market accounts offer higher yields while maintaining access to funds.
man and woman working together at a computer in an office
Find the right business savings account to help your company’s money grow.
Person working at table with computer, drinking coffee and looking at smartphone
Learn why you need to check your APY.
Older woman and child putting pennies in a jar
We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Business owner talking on phone.
Here’s what you need to know if you’re considering a switch to business checking.
Stay on top of your money with the right balance between your checking and savings.
Person using an ATM
Check out the 13 different types of checking accounts.
woman depositing a check on her phone
There are several ways to deposit a check — some are simpler than others.
Young Woman Depositing Check With Smartphone
The amount of time for a check to clear can vary from check to check.
Person reading credit card statement
Here are easy actions you can take to avoid the fee of get it waived.
A young woman is in the living room, she is using a laptop and credit card
Stop wasting time writing checks. Learn the faster, safer way to pay.