The U.S. Bank Convenient Cash Card has a relatively low monthly maintenance fee at $3, and you can access your money via U.S. Bank ATMs and branches. Bankrate’s 2013 Prepaid Debit Card Survey offers a rundown of the card’s many variables, including fees, restrictions and factors that may affect a consumer’s decision in choosing a prepaid debit card.
U.S. Bank Convenient Cash Card
|Are funds FDIC-insured?||Yes|
|Monthly maintenance fee||$3.00|
|Can the monthly fee be avoided?||No|
|Card activation fee||$3.00|
|ATM withdrawal fee (issuer’s ATM)||$0.00|
|Nonissuer’s ATM withdrawal fee, not including any bank fees||$2.00|
|ATM balance inquiry||$0.00 at U.S. Bank ATMs, $1.00 at non-U.S. Bank ATMs|
|Fees for point-of-sale transaction||$0.00|
|Fees for signature transaction||$0.00|
|Paper statement fee||$3.00|
|Fee for customer service by phone||Two free per month, then $2.00|
|Declined transaction fee||$0.00|
|Notes: Free loads at U.S. Bank locations.|
Bankrate.com surveyed 24 prepaid debit card offers from Feb. 12-19, 2014. These are the resulting fees, restrictions and other card provisions.