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READYdebit Visa Prepaid Card, Select Plan (by The Bancorp Bank)

Debit Cards » Best Prepaid Debit Cards » READYdebit Visa Prepaid Card, Select Plan

Bankrate's 2015 Prepaid Debit Card Survey offers a rundown of the card's many variables, including fees, restrictions and factors that may affect a consumer's decision in choosing a prepaid debit card. The READYdebit Visa Prepaid Card, Select Plan (by The Bancorp Bank) comes with a $9.95 monthly maintenance fee, but no card activation fee.

READYdebit Visa Prepaid Card, Select Plan (by The Bancorp Bank)

Are funds FDIC-insured?Yes
Monthly maintenance fee$9.95
Can the monthly fee be avoided?No
Card activation fee$0
Reload fee via direct deposit$0
ATM withdrawal fee (issuer's ATM)$2.50
Nonissuer's ATM withdrawal fee, not including any bank fees$2.50
ATM balance inquiry$1
Fees for point-of-sale transaction $0
Fees for signature transaction$0
Paper statement fee$1
Paper statement at ATMN/A
Bill payment fee$0
Fee for customer service by phone$0
Declined transaction fee$1 at ATM
Purchase overdraft available?No
Cost of purchase overdraftN/A
Inactivity fee$0
Notes: Automatic debit service charge of $2.25 per transaction.

Bankrate.com surveyed 31 prepaid debit card offers Feb. 2-10, 2015. These are the resulting fees, restrictions and other card provisions.

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