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MetaBank Plastyc UPside Classic Plan
Debit Cards » Best Prepaid Debit Cards » MetaBank Plastyc UPside Classic Plan
Prepaid debit cards can be an alternative for consumers who have had trouble establishing or improving credit. Bankrate's 2012 survey offers a rundown of the card's many variables, including fees, restrictions and factors that may affect a consumer's decision in choosing a prepaid debit card.
MetaBank Plastyc UPside Classic Plan
| Monthly maintenance fee | The fee is $4.95 if loading less than $500 and $0.99 if loading more than $500. |
| Can the monthly fee be avoided? | No |
| Prepaid debit card activation fee | $4.95 |
| Prepaid card issuer's ATM withdrawal fee | $1.95 |
| Nonissuer's ATM withdrawal fee, not including any bank | $1.95 |
| ATM balance inquiry fee | $0.99 |
| Fees for point-of-sale transactions | None |
| Fees for signature transactions | None |
| Paper statement fee | None |
| Bill payment fee | None |
| Fee for customer service by phone | The fee is $2.99 for a representative and $0.99 for a PIN inquiry. |
| Declined transaction fee | None at point of sale; $2 at an ATM. |
| Inactivity fee | None |
| Notes: The monthly fee is $0.99 per month with a $500 monthly load. There is a $2.80-per-load charge when done via credit card or debit card.
Bankrate.com surveyed 18 prepaid debit card offers from March 19-23, 2012. These are the resulting fees, restrictions and other card provisions. |