Bankrate’s 2015 Prepaid Debit Card Survey offers a rundown of the card’s many variables, including fees, restrictions and factors that may affect a consumer’s decision in choosing a prepaid debit card. PayPower Visa Prepaid Card (by MetaBank, certain services provided by Blackhawk, California) carries a $5.95 monthly maintenance fee and charges 50 cents for ATM balance inquiries.

PayPower Visa Prepaid Card (by MetaBank, certain services provided by Blackhawk, California)

Are funds FDIC-insured? Yes
Monthly maintenance fee $5.95
Can the monthly fee be avoided? No
Card activation fee $0 online; $3.95 at retailers (may vary by retailer)
Reload fee via direct deposit $0
ATM withdrawal fee (issuer’s ATM) $1.95
Nonissuer’s ATM withdrawal fee, not including any bank fees $1.95
ATM balance inquiry $0.50
Fees for point-of-sale transaction  $0
Fees for signature transaction $0
Paper statement fee N/A; written history $2.95 per request
Paper statement at ATM N/A
Bill payment fee $0
Fee for customer service by phone $0
Declined transaction fee $0
Purchase overdraft available? No
Cost of purchase overdraft N/A
Inactivity fee $0
Notes: Card also issued by The Bancorp Bank. If there is no activity for 60 to 90 days, card will be blocked and the cardholder must call to request it to be unblocked. 

Bankrate.com surveyed 31 prepaid debit card offers Feb. 2-10, 2015. These are the resulting fees, restrictions and other card provisions.

Promoted Stories