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First California AchieveCard Prepaid MasterCard

Debit Cards » Best Prepaid Debit Cards » First California AchieveCard Prepaid MasterCard

Prepaid debit cards can be an alternative for consumers who have had trouble establishing or improving credit. Bankrate's 2012 survey offers a rundown of the card's many variables, including fees, restrictions and factors that may affect a consumer's decision in choosing a prepaid debit card.

First California AchieveCard Prepaid MasterCard
Monthly maintenance fee$9.95
Can the monthly fee be avoided?No
Prepaid debit card activation feeNone
Prepaid card issuer's ATM withdrawal fee$2.00
Nonissuer's ATM withdrawal fee, not including any bank$2.00
ATM balance inquiry feeNone
Fees for point-of-sale transactionsNone
Fees for signature transactionsNone
Paper statement fee$2.95
Bill payment feeCardholders get three per month free and then they are $1.50 each.
Fee for customer service by phoneNone
Declined transaction feeNone
Inactivity feeThe card closes after 90 days.
Notes: There is a $4.95 charge for MoneyPack reloads at retailers.

Bankrate.com surveyed 18 prepaid debit card offers from March 19-23, 2012. These are the resulting fees, restrictions and other card provisions.

 

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