Colonial Savings Cash-In Account
|Reward formula||Purchase limitation||Cap on rewards||Expiration||Annual fee|
|Up to 20 percent in savings for online purchases.||Cash back only accrued when shopping online with select partners.||No limit||N/A — rewards credited monthly||$120 if criteria not met (see notes)|
|Monthly service fee of $10 for the program if the consumer is over age 25. Fee can be waived with at least one direct deposit, with at least three or more ACH debits or by using the debit card for five or more POS transactions or purchases in a given month.
Bankrate.com surveyed the largest banks and thrifts in the top five markets in the country plus the top five credit unions to find out what debit card rewards programs are available and how they work. The survey was taken from Aug. 22 to Sept. 9, 2011.
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