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AchieveCard Prepaid MasterCard -- Silver

Debit Cards » Best Prepaid Debit Cards » AchieveCard Prepaid MasterCard -- Silver

The AchieveCard Prepaid MasterCard has a zero monthly maintenance fee, but point-of-sale transaction fees can add up if you use the card often. Bankrate's 2013 Prepaid Debit Card Survey offers a rundown of the cards' many variables, including fees, restrictions and factors that may affect a consumer's decision in choosing a prepaid debit card.

AchieveCard Prepaid MasterCard, Silver Plan (by First California Bank)

Are funds FDIC-insured?Yes
Monthly maintenance fee$0.00
Can the monthly fee be avoided?N/A
Card activation fee$0.00
ATM withdrawal fee (issuer's ATM)$2.50
Nonissuer's ATM withdrawal fee, not including any bank fees$2.50
ATM balance inquiry$0.95
Fees for point-of-sale transaction$2.00
Fees for signature transaction$1.00
Paper statement fee$2.95
Fee for customer service by phone$0.00
Declined transaction fee$0.00
Inactivity feeClosed after 90 days
Notes: Gold: $9.95 monthly service fee, $0.95 point-of-sale transaction fee, free signature transactons. Platinum: $14.95 monthly maintenance fee, $0.95 point-of-sale transaction fee, free signature transactions. It includes Achieve Roadside Assistance, Achieve Discount Health Plan, and Achieve ID Theft Protection.

Bankrate.com surveyed 24 prepaid debit card offers from Feb. 12-19, 2014. These are the resulting fees, restrictions and other card provisions.

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