Retirement

Get the latest information on individual retirement accounts, 401(k) plans and other retirement strategies.

Retirement Basics

The choice between a 401(k) and a Roth 401(k) depends a lot on your individual situation.

Bankrate explores what annuities are, how they work and who they can benefit.

A solo 401(k) offers the same employee contribution limits as a 401(k) with an employer.

Though similar in name, these accounts have major differences you should be aware of.

Bankrate study: Seniors’ incomes in 47 states don’t go far enough

Bankrate finds retirement incomes are inadequate in all but 3 states.

7 min read May 23, 2016
Do husband’s delayed retirement credits boost spousal Social Security benefit?

Find out if a husband’s delay in taking retirement will mean a hike in his wife’s benefit.

2 min read Aug 12, 2015
Do I get my late spouse’s Social Security?

Grief can be followed by disappointment when survivors benefits are misunderstood.

2 min read Jul 22, 2015
Can you afford The Villages?

Moving to The Villages, the fastest-growing retirement community in the U.S., requires a healthy retirement income.

2 min read Mar 30, 2015
Survey: 36 percent not saving for retirement

Bankrate’s survey finds an alarming lack of savings among Americans.

3 min read Aug 18, 2014
Waive 60-day IRA rollover requirement?

It’s not easy, but you can apply to the IRS for a waiver of the 60-day IRA rollover rule.

3 min read Mar 13, 2014
Can’t avoid tax on early 401(k) pay

A 401(k) hardship withdrawal will nick you twice — once in taxes, and again in a penalty fee.

1 min read Sep 04, 2009