Movement Mortgage Review 2026

Movement Mortgage overview

Pros and cons of Movement Mortgage

How Bankrate scored Movement Mortgage

Affordability: 5 stars

Movement Mortgage scores 5 out of 5 stars for affordability thanks to competitive rates (as of this review).

• Interest rates: Unlike other lenders, Movement Mortgage doesn’t list its latest mortgage rates online. You’ll need to contact the lender to learn current rate options. 
• Down payment: Movement Mortgage offers the gamut of mortgage types, including 3 percent conventional loans and no-down payment VA and USDA loans. Eligible FHA borrowers can utilize a program to borrow the cash for a down payment, but it’s a second loan that comes with a rate 2 points higher than their first mortgage.
• Closing costs: Based on HMDA data, Movement Mortgage’s fee structure varies widely by borrower, with some borrowers paying hefty origination costs. 

Availability: 5 stars

Movement Mortgage scores the full 5 stars for availability. The lender works with qualified borrowers across the U.S. on a wide range of loan products.

• Home loans offered: Movement Mortgage offers several mortgage types, including conventional, FHA, VA and USDA loans, along with options to refinance your existing mortgage. It also works with borrowers of condo loans, construction loans and HELOCs. 
• Footprint: Movement Mortgage operates in all U.S. states.
• Where to find: You can apply for a mortgage with Movement Mortgage online, by phone or in person at a branch location.

Borrower experience: 3.4 tars

Movement Mortgage scores 3.4 out of 5 stars for borrower experience. The lender boasts a quick application flow, but missing rate information on its website might make it harder for you to compare costs.

• Preapproval and application process: If you qualify for a Movement loan, you can get complete underwriting in as little as six hours after applying online, loan processing in as few as seven business days and closings in one day. The lender’s Movement Mobile app allows you to manage your loan, send files and more, all in one place. 
• Transparency: Movement Mortgage doesn’t list current rate offers nor fees on its website — you’ll have to contact the lender to see what you might qualify for.
• Customer service: You can reach Movement’s customer service team at 855-979-1084, Monday through Friday from 8:30 a.m. to 7 p.m. ET.

Movement Mortgage reputation

Movement Mortgage is not accredited by the Better Business Bureau. While the lender’s overall rating among customers who have submitted reviews to the BBB is excellent (4.4 out of 5 stars as of this review), it’s worth noting that the most recent round of reviews tilt in the negative direction, with complaints about service levels and response times.

What Bankrate users say about Movement Mortgage

Bankrate’s most recent users found Movement frustrating to work with, citing aggressive sales tactics and errors with documents in the closing process. 

• Methodology

  To determine a mortgage lender’s Bankrate Score, Bankrate rates lenders on a scale of one (1) to five (5) stars — with five (5) the highest rating — based on a variety of factors relating to the lender’s products and services. To assign our ratings, we assessed each mortgage lender across three core areas:

  • Affordability: Annual percentage rate (APR) - 80%; assistance for first-time homebuyers - 10%; down payment - 10%
  • Availability: Loan products - 50%; licensing - 40%; credit score - 10%
  • Borrower experience: Rate transparency - 35%; customer service - 35%; convenience - 20%; rate locks - 10%; reputation (if applicable)

  Learn more about our methodology.