Cardinal Financial Mortgage Review 2021

ebonic Financial provided the best rate and closed within the 45-day rate lock period while a lot of people were refinancing. Tamara was extremely responsive and helpful throughout the entire process. She is very knowledgeable and always willing to help even when it was not her primary responsibilit...y. Her colleagues also helped quickly when she is out of the office. Abby worked closely with underwriting to complete that process. show more

We were extraordinarily pleased with the knowledge, patience and customer concern shown by our loan officer, Tamara E. I know I asked a whole lot of questions over the course of closing and Tamara, using her 17 years of experience, was always ready with the answers needed specific to our particular... refi. She made us feel as though we were the only client she was working with. This is our second refi, first with Sebonic and they made the whole process so much more streamlined and efficient than we experience in the past.. Thank you, Tamara. show more

I worked with Michael Fienberg (michael.fienberg@sebonic.com) and got a great deal. He was transparent from the very beginning, there were no delays, mistakes or surprises. I am the engineering type who has a spreadsheet for everything in life and it is always pleasant and comforting to work with so...meone who is straightforward and whose math checks out. Michael was very responsive to my e-mails and always picked up the phone to answer my questions. Highly recommend working with him! show more

Christopher Germain and Sebonic recently helped me with my refinance. Through the years I have refinanced a few times on different homes with different lenders. This was by far the easiest refinancing experience ever due to Christopher's help. Also, he was able to lock me into a rate lower than any ...other lender was offering at the time, AND we closed two weeks early! I highly recommend him and Sebonic for your mortgage needs. show more

Tamara Eastridge and Sebonic Financial were nothing short of great! Tamara was so patient and knowledgeable and she was so prompt in replying. I am so grateful for them! Highly recommend!

The best experience I’ve had in years.Ben was patient, knowledgeable and a pleasure to work with. He really helped me understand what was in my best interest not his. That is admirable. I would highly recommend him if you’re looking to refinance.

Once again, a pleasant experience with Tamara and her team at Sebonic. I did a refi with them and even though it was during Covid, the process was smooth. Octane, their on- line processing software is a great tool. Good rates as well as good communication from the team.

The entire process was very smooth , kudos to sebonic /cardinal financial

Justin and April were attentive and easy to work with. When I had questions, they made every effort to answer them. There was a delay due to the subordination process, but that was not Sebonic/Cardinal's fault and April was always willing to assist (text responses on the fly, conference calls on t...he fly, etc). Refinancing is never fun - it's the equivalent of a financial colonoscopy - and they made this as easy as it could have been! show more

Even with the social distancing protocols Sebonic made this refi process a breeze. No issues and would do it again w/o hesitation.