Cardinal Financial Mortgage Review 2021

This was a refinance on my primary residence. Even though I have complicated finances my loan only took 15 days from the application to document signing! Shadi Babich and the rest of the team were great to work with. The website is very easy to use, the process was intuitive, the communication was e...xcellent, and the rates were the best available. Really couldn't ask for a better experience. I was so impressed I got my sister to refinance her house - she's in the closing process now. show more

Fantastic service. Fast and great rates!

First and most amazingly, Christopher quoted a 10 year fixed rate for me that was even lower than that listed on bankrate.com. Maybe because my FICO score is over 800? Anyway, I was thrilled! He also held the rate lock past the usual 30 days until closing. His back-office team (Tiffany) was al...so great. Finally, and VERY importantly, SEBONIC takes seriously protection of client's assets by requiring dual factor authentication. For me, this was absolutely mandatory. All in all, a great experience. Thank you!! show more

I did a 15 year refinance that was completed quickly with great communication and service. No surprises.

John D'Amato and Sebonic/Cardinal Financial were great to deal with. Locked in a great rate for a 15 year mortgage. Uploading documents was a breeze. No last minute requests, no hidden fees...everything was exactly as stated up front. Closed within 30 days. Highly recommend.

If you want a loan officer that is fast, reliable, and who is willing to go far above and beyond then I highly recommend Tamara Eastridge. I’ve contacted her after doing hours of research and reading reviews. Not only did she contact me back within an hour after leaving her a voice mail, she compl...eted the first draft of the loan quote on the following day. I was very impressed with how she and her team constantly communicated with me to ensure that the entire process went through fast and painless. It took only two weeks to get my final approval. show more

I have worked with Tamara Eastridge three times (refinanced a townhome in 2016, bought a new home last year, and just refinanced our new home a couple months ago), and I would highly recommend her to anyone. She goes above and beyond to make the process as seamless as possible (and helping us save a... lot of money in the process)! She has been in this business for 17 years and is very knowledgeable. If you are considering using Sebonic, do not hesitate and be sure to contact Tamara Eastridge- you won’t be disappointed! show more

We got our mortgage with Sebonic as they were able to offer the best rate for the mortgage we wanted. Tamara, our Loan Originator, was working with us every step of the way and was very responsive when we did have questions. There were a couple of issues during the underwriting process, but Tamara... made sure the mortgage was underwritten on time for closing. She was a pleasure to work with and I definitely recommend partnering with her to obtain a mortgage. show more

Excellent rates. Low fees.Tamara Eastridge at sebonic was amazing to work with. Her communication was efficient and rapid throughout the entire process. Her response to any questions I had were literally answered within minutes. Her customer service is unmatched. I highly recommend Tamara. You will... not find better. show more

ebonic Financial provided the best rate and closed within the 45-day rate lock period while a lot of people were refinancing. Tamara was extremely responsive and helpful throughout the entire process. She is very knowledgeable and always willing to help even when it was not her primary responsibilit...y. Her colleagues also helped quickly when she is out of the office. Abby worked closely with underwriting to complete that process. show more