IRA beneficiary errors that can hurt your loved ones

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Naming the right beneficiary for your IRA doesn’t seem tricky. Dash off your spouse’s name or hunt down your children’s Social Security numbers — no big deal.

But a surprising number of people either get it wrong or they set it and forget it. By default, they leave their wealth to the wrong person.

The result can be a legacy of unintended grief and aggravation to your loved ones after you are no longer around to help them sort out the problem.

Read on for some examples of how these IRA beneficiary boo-boos have left people crying.