IRA
Get news and advice on traditional and Roth IRAs, and how you can grow your savings.
Latest Articles
-
Best IRA accounts in December 2023
If you’re looking to get off to a fast start on your retirement finances, an IRA is a great place to begin.
10 min read Dec 01, 2023 -
IRA required minimum distributions table 2023-2024
If you’ve reached age 72, you must take RMDs. Use this table as a guide.
3 min read Nov 15, 2023 -
What is a Roth IRA? How Roth IRAs work, contribution limits and who can open one
The whole “tax-free forever” part? That’s what turns heads, but the Roth IRA offers other perks.
3 min read Nov 02, 2023 -
Nondeductible IRAs: How they often become backdoor Roth conversions
The nondeductible IRA is just a stop on the way to converting funds into a Roth IRA, via a “backdoor Roth IRA.”
3 min read Aug 03, 2023 -
What is a spousal IRA?
The spousal IRA allows a spouse who did not have earned income to contribute to an IRA.
3 min read Jun 21, 2023 -
Should you actively trade in a Roth IRA?
Retail investors don’t normally trade in a Roth IRA, but if you do, consider these factors.
4 min read May 08, 2023 -
What is the Roth IRA 5-year rule?
The five-year rule to get tax-free earnings out of a Roth IRA can be tricky. We explain.
5 min read Apr 12, 2023 -
Open an IRA before the tax deadline to save on taxes
It’s not too late to get a tax deduction for your IRA contributions.
4 min read Apr 06, 2023 -
IRA vs. 401(k): Which one is better?
IRA plans are held in high regard, but how do they compare to a 401(k)?
9 min read Mar 28, 2023 -
Can I contribute to my IRA after retirement?
Rising health care costs are one reason to keep saving and investing.
3 min read Sep 21, 2022 -
Retirement withdrawal strategies: 4 ways to help you extend your savings
Here are some top strategies for withdrawing your retirement funds from three planning experts.
7 min read Sep 06, 2022 -
Roth IRA conversions are more attractive than ever thanks to the SECURE Act
The SECURE Act and historically low tax rates make a Roth IRA conversion more attractive.
4 min read Jul 21, 2020 -
Are you self-employed? Consider a SEP IRA for retirement savings
If you are self-employed, you need to be proactive about retirement savings.
3 min read Apr 18, 2018 -
What’s the right way to take money out of my IRA?
Find out where to go and what to do when it’s time to start drawing down your IRA.
2 min read Sep 14, 2017 -
8 ways to go wrong with an inherited IRA
Someone left you a fortune? You can lose a big chunk of it to taxes if you’re not careful.
6 min read Jan 04, 2017 -
IRA worth millions a tax problem?
A few people have giant IRAs worth millions. Should the government intervene?
4 min read Jan 05, 2016 -
The rules for a 401(k) or IRA beneficiary
Know the rules and avoid potential pitfalls when you inherit a retirement account.
7 min read Feb 13, 2015 -
What if I cash an IRA CD before maturity?
If you break into your IRA CD early, the bank might penalize you. Here’s what to do.
1 min read Jan 07, 2015 -
Bankdoor Roth IRA – Are There Drawbacks?
You can skirt the rules by converting a nondeductible IRA to a Roth, but it’s tricky.
3 min read Jul 30, 2014 -
Making IRA contributions after retirement
Want to fund an IRA in retirement? Depends on whether you’re using pre- or after-tax dollars.
1 min read Feb 05, 2014