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Homeowners Insurance

Bankrate's insurance experts guide you through the basics of homeowners insurance. Our exclusive approach can help you feel more confident in your insurance decisions.

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Insuring your home

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Determine how much insurance you need

Getting the proper amount of coverage when you choose a homeowner's policy can help prevent insurance hassles later. 

More about home insurance coverage
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Compare home insurance companies

Get a feel for your options so you how know how to choose the best carrier for your home.

 

Choosing an insurance carrier
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Get customized quotes for your home

Find out exactly what you can expect by getting accurate insurance quotes from top carriers.

 

Get a home insurance quote
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Explore coverage add-ons

Home insurance policies may not cover everything, like floods or home-based businesses. Check out this list for common exclusions you should be aware of

Learn more about add-ons
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Purchase your home insurance

Once all the prep work is done, it's time to finalize your homeowners insurance and get that peace of mind. Here's how to make it happen.

Learn how to buy home insurance

Reviews from top homeowners insurance providers

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4.1
Rating: 4.1 stars out of 5
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Chubb logo
4.3
Rating: 4.3 stars out of 5
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Kin logo
3.2
Rating: 3.2 stars out of 5
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Home Insurance Basics

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Wondering how much homeowners insurance you need? Bankrate can help.
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Wondering what home insurance actually covers? Bankrate can help.

Weather related home insurance coverages to consider

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How to protect your home from wildfire

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Wildfires are more dangerous than ever. Bankrate shares some tips on how to prepare.
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Does homeowners insurance cover hurricane damage?

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Don’t wait for a hurricane to check your homeowners insurance coverage.
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Windstorm insurance: how it works and who needs it

Bankrate helps homeowners understand windstorm insurance and what it covers.

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