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Updated Feb 14, 2025
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Powered by Coverage.com (NPN: 19966249)

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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Best for discounts

Bankrate Score

Rating: 4.3 stars out of 5
4.3

Avg. min coverage premium

$440

Min. coverage

Avg. full coverage premium

$1,486

Full coverage

Scores and Ratings
Bankrate Score 4.3
J.D. Power 641/1,000
AM Best Rating A++
Read full review
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Best for minimum coverage

Bankrate Score

Rating: 4.4 stars out of 5
4.4

Avg. min coverage premium

$383

Min. coverage

Avg. full coverage premium

$1,711

Full coverage

Scores and Ratings
Bankrate Score 4.4
J.D. Power 648/1,000
AM Best Rating A+
Read full review
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Best for military-focused coverage

Bankrate Score

Rating: 4.3 stars out of 5
4.3

Avg. min coverage premium

$356

Min. coverage

Avg. full coverage premium

$1,273

Full coverage

Scores and Ratings
Bankrate Score 4.3
J.D. Power 726/1,000
AM Best Rating A++
Read full review
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Best for bundled policies

Bankrate Score

Rating: 4 stars out of 5
4

Avg. min coverage premium

$553

Min. coverage

Avg. full coverage premium

$1,356

Full coverage

Scores and Ratings
Bankrate Score 4
J.D. Power 688/1,000
AM Best Rating A+
Read full review
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Best for custom coverage

Bankrate Score

Rating: 4.1 stars out of 5
4.1

Avg. min coverage premium

$445

Min. coverage

Avg. full coverage premium

$1,861

Full coverage

Scores and Ratings
Bankrate Score 4.1
J.D. Power 710/1,000
AM Best Rating A+
Read full review
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Bankrate logo

Bankrate's trusted insurance industry expertise

Read our full methodology

Bankrate’s insurance editorial team is made up of industry experts, including licensed insurance agents, with combined decades of experience in the world of auto and home insurance. In order to bring you the most accurate recommendations, we work with data from Quadrant Information Services to provide the latest average rates for insurance carriers in your area.

46

years of industry experience

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

Hastings Mutual
$542
$1,167
$356
$1,273
$553
$1,356
$440
$1,486
Central Mutual
$364
$1,505
Coverage type
Central Mutual
$812
$711
$945
$749
$972
$873
$1,018
$720
Hastings Mutual
$1,064
$1,039
*Annual rates were determined by adding a 16- or 18-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
Hastings Mutual
$2,225
$2,177
$2,523
$2,341
Central Mutual
$2,758
$2,427
$3,172
$2,492
$3,338
$2,429
*Annual rates were determined by adding a 16- or 18-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
Coverage type
Central Mutual
$640
$477
$790
$437
$817
$556
$846
$525
$877
$476
Central Mutual
$2,321
$1,879
$2,840
$1,589
Hastings Mutual
$3,155
$1,569
$3,364
$2,317
$3,388
$2,011
Coverage type
$393
$356
$331
Central Mutual
$406
$364
$356
$414
$408
$366
$436
$383
$362
$439
$440
$440
Hastings Mutual
$1,179
$1,167
$1,089
$1,421
$1,273
$1,072
$1,483
$1,356
$1,132
$1,502
$1,486
$1,444
Central Mutual
$1,685
$1,505
$1,457
Coverage type
$272
$338
$355
$395
$377
$510
Central Mutual
$383
$480
$406
$452
Hastings Mutual
$479
$1,509
$331
$1,304
$522
$1,274
$435
$1,529
$377
$1,786
Bankrate and Coverage Logo

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Central Mutual
$426
$1,696
$455
$1,614
$462
$1,921
$472
$1,861
$506
$1,925
Central Mutual
$364
$1,505
$533
$2,152
Hastings Mutual
$554
$1,195
Frankenmuth
$564
$2,475
$568
$1,957
$479
$2,224
$489
$1,872
Central Mutual
$610
$2,264
$696
$2,440
$743
$2,532
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Minimum coverage requirements in Columbus

5
Rating: 5 stars out of 5
Overall Score
  • Cost & ratings 50%
  • Coverage & savings 30%
  • Support 20%
Written by
R.E. Hawley
Senior writer, Insurance
R.E. Hawley is a senior writer for Bankrate. Prior to joining Bankrate’s insurance editorial team in 2024, they worked as senior writer for a popular car ownership and insurance comparison app, leading a team of over a dozen writers in creating customer-focused financial advice content on topics ranging from insurance to vehicle reliability and auto loan refinance. R.E. holds a personal lines insurance license.
Edited by Editor, Insurance
Reviewed by Director of corporate communications, Insurance Information Institute