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Average cost of car insurance in Kentucky in 2024
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in Kentucky?
Understanding average Kentucky car insurance rates can help you know whether or not you’re getting a good deal. Bankrate analyzed rate data from Quadrant Information Services and found that, on average, car insurance in Kentucky costs $2,689 per year for a full coverage policy and $776 for minimum coverage. Car insurance in the Bluegrass State is slightly more expensive than the national average, which currently sits at $2,388 for full coverage and $664 for minimum. That said, car insurance costs vary widely from driver to driver: your age, gender, vehicle, ZIP code, driving history and other personal rating factors all influence what you pay for your policy.
Finding the right policy can feel overwhelming, but Bankrate can help. We took a careful look at how much car insurance is in Kentucky and put together some information to help drivers find the coverage they need. We’ll take an in-depth look at insurance costs for different driving profiles and give you our best tips on how to save on your premium.
Key takeaways
- The average cost of car insurance in Kentucky is $224 per month for full coverage and $65 per month for minimum coverage.
- According to our average rate data research, Kentucky car insurance is the most expensive for 18-year-old males. On average, 18-year-old male drivers insured on their own policies pay $6,407 per year for full coverage.
- Average rates indicate that Goose Rock is one of the priciest cities for car insurance.
- In Kentucky, 40-year-old men pay an average of 3 percent more per year than 40-year-old women for a full coverage policy.
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Kentucky car insurance rates by city
Insurance providers often look at your ZIP code to help determine your rate. A higher population density usually leads to heavier traffic, and heavier traffic usually leads to more claims. Additionally, theft and vandalism may occur more often in large cities than in rural areas. Although these risks don't necessarily mean that car insurance is always more expensive in bigger cities, it does illustrate how where you live within a state can impact how much you pay for coverage.
The table below shows how rates may differ between various cities in Kentucky:
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
City | Avg. monthly full coverage premium | Avg. annual full coverage premium | Avg. savings vs. state average |
---|---|---|---|
Louisville | $260 | $3,121 | +15% |
La Grange | $222 | $2,668 | -1% |
Lockport | $216 | $2,590 | -4% |
Saint Catharine | $226 | $2,712 | +1% |
Shelbyville | $217 | $2,606 | -3% |
Cloverport | $234 | $2,808 | +4% |
Mc Quady | $230 | $2,765 | +3% |
Rineyville | $216 | $2,596 | -4% |
Maysville | $218 | $2,611 | -3% |
Verona | $185 | $2,218 | -19% |
Walton | $182 | $2,186 | -21% |
Worthville | $224 | $2,683 | -0% |
Ashland | $206 | $2,475 | -8% |
Garrison | $209 | $2,512 | -7% |
Quincy | $222 | $2,665 | -1% |
South Shore | $219 | $2,626 | -2% |
East Point | $308 | $3,691 | +31% |
Meally | $303 | $3,636 | +30% |
Elliottville | $243 | $2,916 | +8% |
Irvine | $247 | $2,962 | +10% |
Paris | $202 | $2,427 | -10% |
Salt Lick | $213 | $2,553 | -5% |
Versailles | $192 | $2,306 | -15% |
Wilmore | $183 | $2,191 | -20% |
Annville | $282 | $3,379 | +23% |
Brodhead | $233 | $2,797 | +4% |
Bloomfield | $229 | $2,748 | +2% |
Finchville | $211 | $2,531 | -6% |
Fisherville | $229 | $2,748 | +2% |
Pendleton | $214 | $2,569 | -5% |
Sulphur | $217 | $2,599 | -3% |
Guston | $216 | $2,596 | -4% |
Payneville | $236 | $2,831 | +5% |
Radcliff | $203 | $2,440 | -10% |
Sedalia | $225 | $2,703 | +1% |
Bowling Green | $188 | $2,256 | -18% |
Adolphus | $215 | $2,580 | -4% |
Cave City | $212 | $2,543 | -6% |
Lucas | $197 | $2,366 | -13% |
Clifty | $220 | $2,635 | -2% |
Elkton | $215 | $2,585 | -4% |
Roundhill | $210 | $2,522 | -6% |
Russellville | $214 | $2,563 | -5% |
Sharon Grove | $221 | $2,655 | -1% |
Hickman | $216 | $2,589 | -4% |
Glasgow | $196 | $2,348 | -14% |
Allensville | $213 | $2,558 | -5% |
Cerulean | $223 | $2,672 | -1% |
Olmstead | $195 | $2,342 | -14% |
Buckner | $209 | $2,507 | -7% |
Campbellsburg | $216 | $2,590 | -4% |
Bradfordsville | $228 | $2,738 | +2% |
Pine Knot | $246 | $2,949 | +9% |
Burkesville | $216 | $2,598 | -3% |
Greensburg | $229 | $2,750 | +2% |
Horse Cave | $218 | $2,620 | -3% |
Mount Sherman | $212 | $2,540 | -6% |
Upton | $232 | $2,786 | +4% |
Elizabethtown | $213 | $2,561 | -5% |
Elk Horn | $227 | $2,730 | +2% |
Rhodelia | $221 | $2,649 | -1% |
Loretto | $243 | $2,916 | +8% |
Pewee Valley | $205 | $2,460 | -9% |
Fairdale | $242 | $2,907 | +8% |
Garfield | $232 | $2,780 | +3% |
Muldraugh | $225 | $2,703 | +1% |
West Point | $208 | $2,493 | -8% |
Bremen | $212 | $2,547 | -5% |
Browder | $210 | $2,515 | -7% |
Dundee | $210 | $2,521 | -6% |
Sacramento | $226 | $2,717 | +1% |
South Carrollton | $208 | $2,502 | -7% |
Nortonville | $225 | $2,700 | +0% |
Sturgis | $227 | $2,725 | +1% |
Somerset | $244 | $2,925 | +8% |
Bronston | $221 | $2,654 | -1% |
Dunnville | $233 | $2,794 | +4% |
Fairfield | $239 | $2,864 | +6% |
Harrods Creek | $245 | $2,941 | +9% |
Battletown | $241 | $2,895 | +7% |
Custer | $231 | $2,775 | +3% |
Ekron | $228 | $2,738 | +2% |
Falls Of Rough | $232 | $2,789 | +4% |
Hardinsburg | $220 | $2,635 | -2% |
Hudson | $220 | $2,638 | -2% |
Irvington | $237 | $2,840 | +5% |
Shepherdsville | $222 | $2,661 | -1% |
Union Star | $234 | $2,806 | +4% |
Westview | $228 | $2,737 | +2% |
Mount Washington | $212 | $2,548 | -5% |
New Haven | $223 | $2,679 | -0% |
Clermont | $218 | $2,612 | -3% |
Harned | $219 | $2,632 | -2% |
Revelo | $237 | $2,848 | +6% |
Goshen | $228 | $2,741 | +2% |
Mackville | $223 | $2,681 | -0% |
Nerinx | $227 | $2,727 | +1% |
Prospect | $212 | $2,549 | -5% |
Taylorsville | $244 | $2,927 | +8% |
Turners Station | $217 | $2,600 | -3% |
Vine Grove | $207 | $2,480 | -8% |
Cub Run | $232 | $2,780 | +3% |
Eastview | $211 | $2,528 | -6% |
Knifley | $207 | $2,489 | -8% |
Leitchfield | $229 | $2,753 | +2% |
White Mills | $225 | $2,700 | +0% |
Pine Ridge | $243 | $2,920 | +8% |
Vancleve | $284 | $3,402 | +23% |
Pikeville | $297 | $3,561 | +28% |
Mc Andrews | $307 | $3,687 | +31% |
Majestic | $296 | $3,555 | +28% |
David | $313 | $3,758 | +33% |
Gunlock | $298 | $3,580 | +28% |
Melvin | $293 | $3,518 | +27% |
Lexington | $187 | $2,243 | -18% |
Woodbine | $280 | $3,355 | +22% |
Ages Brookside | $284 | $3,413 | +24% |
Bledsoe | $293 | $3,520 | +27% |
Burna | $220 | $2,643 | -2% |
Clinton | $218 | $2,614 | -3% |
Farmington | $209 | $2,512 | -7% |
Breeding | $205 | $2,464 | -9% |
Gradyville | $204 | $2,453 | -9% |
Sonora | $223 | $2,679 | -0% |
Whitley City | $246 | $2,951 | +9% |
Big Clifty | $217 | $2,598 | -3% |
Glens Fork | $208 | $2,502 | -7% |
Bonnieville | $231 | $2,773 | +3% |
Campbellsville | $212 | $2,540 | -6% |
Canmer | $230 | $2,765 | +3% |
Dubre | $229 | $2,742 | +2% |
Munfordville | $231 | $2,776 | +3% |
Jonesville | $220 | $2,643 | -2% |
Milford | $250 | $3,000 | +11% |
Williamstown | $211 | $2,528 | -6% |
West Van Lear | $305 | $3,656 | +31% |
Marshes Siding | $240 | $2,882 | +7% |
Cecilia | $215 | $2,583 | -4% |
Glendale | $210 | $2,519 | -7% |
Parkers Lake | $232 | $2,784 | +3% |
Stearns | $243 | $2,920 | +8% |
Hazel | $203 | $2,433 | -10% |
Milburn | $225 | $2,701 | +0% |
Austin | $199 | $2,388 | -12% |
Etoile | $213 | $2,550 | -5% |
Glenview | $213 | $2,550 | -5% |
Lebanon | $243 | $2,916 | +8% |
Raywick | $228 | $2,737 | +2% |
Saint Mary | $271 | $3,255 | +19% |
Stephensport | $221 | $2,652 | -1% |
Bonnyman | $306 | $3,675 | +31% |
Cornettsville | $303 | $3,635 | +30% |
Fisty | $297 | $3,560 | +28% |
Cromona | $301 | $3,609 | +29% |
Mousie | $285 | $3,418 | +24% |
Almo | $202 | $2,427 | -10% |
Gulston | $267 | $3,207 | +18% |
Helton | $295 | $3,536 | +27% |
Hoskinston | $303 | $3,638 | +30% |
Eastwood | $237 | $2,838 | +5% |
Sandgap | $288 | $3,451 | +25% |
Keavy | $253 | $3,040 | +12% |
London | $254 | $3,045 | +12% |
Williamsburg | $261 | $3,137 | +15% |
Big Laurel | $289 | $3,468 | +25% |
Mayslick | $205 | $2,458 | -9% |
Morning View | $186 | $2,229 | -19% |
Argillite | $220 | $2,634 | -2% |
Catlettsburg | $215 | $2,583 | -4% |
Flatwoods | $215 | $2,581 | -4% |
Greenup | $220 | $2,644 | -2% |
Olive Hill | $234 | $2,804 | +4% |
Sitka | $300 | $3,596 | +29% |
Stambaugh | $303 | $3,631 | +30% |
Williamsport | $302 | $3,619 | +30% |
Beattyville | $283 | $3,399 | +23% |
Booneville | $294 | $3,530 | +27% |
Gravel Switch | $226 | $2,715 | +1% |
Means | $211 | $2,529 | -6% |
Berea | $192 | $2,299 | -16% |
Grand Rivers | $236 | $2,827 | +5% |
La Center | $226 | $2,718 | +1% |
Kuttawa | $212 | $2,542 | -6% |
Lowes | $245 | $2,939 | +9% |
Mayfield | $224 | $2,688 | -0% |
Murray | $213 | $2,560 | -5% |
Kevil | $206 | $2,470 | -8% |
Lovelaceville | $224 | $2,684 | -0% |
Wickliffe | $214 | $2,562 | -5% |
Alvaton | $183 | $2,192 | -20% |
Fort Campbell | $218 | $2,614 | -3% |
Lewisburg | $219 | $2,627 | -2% |
Morgantown | $212 | $2,549 | -5% |
Oak Grove | $217 | $2,603 | -3% |
Rochester | $212 | $2,545 | -5% |
Denniston | $260 | $3,115 | +15% |
New Liberty | $219 | $2,623 | -2% |
Winchester | $201 | $2,411 | -11% |
Farmers | $243 | $2,912 | +8% |
Preston | $239 | $2,871 | +7% |
Richmond | $178 | $2,134 | -23% |
Junction City | $217 | $2,599 | -3% |
Orlando | $254 | $3,048 | +13% |
Wildie | $284 | $3,402 | +23% |
Russell Springs | $223 | $2,674 | -1% |
Buffalo | $211 | $2,535 | -6% |
Hodgenville | $208 | $2,497 | -7% |
Millwood | $226 | $2,714 | +1% |
Kirksey | $204 | $2,447 | -9% |
Ledbetter | $233 | $2,796 | +4% |
Beaumont | $220 | $2,640 | -2% |
Smiths Grove | $215 | $2,579 | -4% |
Auburn | $196 | $2,347 | -14% |
Bee Spring | $229 | $2,747 | +2% |
Center | $205 | $2,460 | -9% |
Rockfield | $185 | $2,224 | -19% |
Trenton | $200 | $2,396 | -12% |
Wingo | $226 | $2,709 | +1% |
Edmonton | $206 | $2,477 | -8% |
Franklin | $208 | $2,499 | -7% |
Woodburn | $188 | $2,256 | -18% |
Jetson | $220 | $2,639 | -2% |
New Castle | $216 | $2,596 | -3% |
Smithfield | $215 | $2,581 | -4% |
Willisburg | $240 | $2,880 | +7% |
Fort Knox | $226 | $2,715 | +1% |
Lebanon Junction | $231 | $2,771 | +3% |
Mc Daniels | $215 | $2,583 | -4% |
Asher | $296 | $3,555 | +28% |
Hardyville | $229 | $2,751 | +2% |
Marrowbone | $224 | $2,691 | +0% |
Knob Lick | $216 | $2,597 | -3% |
Crofton | $225 | $2,702 | +1% |
Kettle Island | $280 | $3,360 | +22% |
Strunk | $244 | $2,929 | +9% |
Caneyville | $217 | $2,605 | -3% |
Magnolia | $232 | $2,781 | +3% |
West Paducah | $202 | $2,428 | -10% |
Eighty Eight | $197 | $2,365 | -13% |
Oakland | $191 | $2,292 | -16% |
Tompkinsville | $217 | $2,608 | -3% |
Cadiz | $225 | $2,705 | +1% |
Jamestown | $221 | $2,653 | -1% |
Monticello | $218 | $2,620 | -3% |
Clarkson | $232 | $2,790 | +4% |
Columbia | $207 | $2,478 | -8% |
Summersville | $230 | $2,755 | +2% |
Beechmont | $211 | $2,537 | -6% |
Central City | $225 | $2,699 | +0% |
Hawesville | $207 | $2,488 | -8% |
Olaton | $224 | $2,683 | -0% |
Philpot | $183 | $2,196 | -20% |
Ferguson | $246 | $2,952 | +9% |
Rousseau | $277 | $3,327 | +21% |
Malone | $290 | $3,478 | +26% |
Canada | $298 | $3,578 | +28% |
Fedscreek | $305 | $3,661 | +31% |
Phelps | $310 | $3,715 | +32% |
Blue River | $298 | $3,582 | +28% |
Garrett | $296 | $3,551 | +28% |
Grethel | $297 | $3,568 | +28% |
Hueysville | $303 | $3,639 | +30% |
Salem | $228 | $2,739 | +2% |
Smithland | $225 | $2,704 | +1% |
Drake | $208 | $2,491 | -8% |
Summer Shade | $204 | $2,448 | -9% |
Midway | $182 | $2,188 | -21% |
Nicholasville | $182 | $2,187 | -21% |
Hardin | $205 | $2,455 | -9% |
Melber | $224 | $2,686 | -0% |
Symsonia | $205 | $2,459 | -9% |
Mount Hermon | $216 | $2,587 | -4% |
Rocky Hill | $202 | $2,429 | -10% |
Fairview | $236 | $2,827 | +5% |
Mount Eden | $228 | $2,730 | +2% |
Nazareth | $233 | $2,796 | +4% |
Pleasureville | $216 | $2,598 | -3% |
Port Royal | $218 | $2,614 | -3% |
Simpsonville | $206 | $2,467 | -9% |
Brooks | $218 | $2,610 | -3% |
Gamaliel | $201 | $2,417 | -11% |
Holland | $200 | $2,399 | -11% |
Aberdeen | $208 | $2,500 | -7% |
Brownsville | $211 | $2,528 | -6% |
Dunbar | $209 | $2,514 | -7% |
Gracey | $222 | $2,662 | -1% |
Herndon | $218 | $2,620 | -3% |
La Fayette | $218 | $2,617 | -3% |
Pembroke | $219 | $2,627 | -2% |
Bedford | $227 | $2,721 | +1% |
Chaplin | $219 | $2,629 | -2% |
Eminence | $216 | $2,596 | -3% |
Drakesboro | $213 | $2,554 | -5% |
Lewisport | $201 | $2,410 | -11% |
Hanson | $221 | $2,653 | -1% |
Manitou | $204 | $2,448 | -9% |
Spottsville | $198 | $2,374 | -12% |
Georgetown | $198 | $2,374 | -12% |
Harrodsburg | $216 | $2,595 | -4% |
Olympia | $209 | $2,504 | -7% |
Sadieville | $199 | $2,387 | -12% |
Bighill | $221 | $2,657 | -1% |
Gray Hawk | $314 | $3,770 | +33% |
Mc Kinney | $229 | $2,748 | +2% |
Ravenna | $266 | $3,190 | +17% |
Frankfort | $208 | $2,494 | -8% |
Corbin | $256 | $3,072 | +13% |
East Bernstadt | $247 | $2,965 | +10% |
Cawood | $276 | $3,311 | +21% |
Lily | $240 | $2,877 | +7% |
Salvisa | $211 | $2,535 | -6% |
Sharpsburg | $223 | $2,677 | -0% |
Hustonville | $234 | $2,809 | +4% |
Frenchburg | $259 | $3,108 | +14% |
Millersburg | $204 | $2,450 | -9% |
Stamping Ground | $193 | $2,321 | -15% |
Danville | $216 | $2,592 | -4% |
Chappell | $302 | $3,624 | +30% |
Dayhoit | $282 | $3,383 | +23% |
Harlan | $286 | $3,432 | +24% |
Pathfork | $291 | $3,493 | +26% |
Roark | $296 | $3,550 | +28% |
Sextons Creek | $304 | $3,648 | +30% |
Dover | $208 | $2,502 | -7% |
Foster | $226 | $2,714 | +1% |
Lawrenceburg | $212 | $2,544 | -6% |
Waco | $199 | $2,384 | -12% |
Wellington | $261 | $3,132 | +15% |
Coalgood | $271 | $3,250 | +19% |
Totz | $282 | $3,388 | +23% |
Brooksville | $224 | $2,693 | +0% |
Corinth | $199 | $2,390 | -12% |
Dry Ridge | $221 | $2,657 | -1% |
Ewing | $207 | $2,481 | -8% |
Mize | $269 | $3,228 | +18% |
Rowdy | $289 | $3,467 | +25% |
Saint Helens | $291 | $3,489 | +26% |
Burdine | $284 | $3,405 | +24% |
Phyllis | $308 | $3,696 | +32% |
Allen | $288 | $3,454 | +25% |
Betsy Layne | $299 | $3,583 | +29% |
Eastern | $296 | $3,550 | +28% |
Essie | $284 | $3,404 | +23% |
Evarts | $275 | $3,302 | +20% |
Hulen | $280 | $3,365 | +22% |
Lejunior | $298 | $3,577 | +28% |
Shelbiana | $295 | $3,546 | +27% |
Dana | $295 | $3,541 | +27% |
Drift | $305 | $3,658 | +31% |
Hi Hat | $311 | $3,726 | +32% |
Minnie | $300 | $3,606 | +29% |
Stanford | $230 | $2,765 | +3% |
Waynesburg | $230 | $2,762 | +3% |
Rockholds | $256 | $3,067 | +13% |
Dexter | $217 | $2,598 | -3% |
Eddyville | $211 | $2,536 | -6% |
Kenton | $220 | $2,642 | -2% |
Bellevue | $176 | $2,108 | -24% |
Isonville | $278 | $3,336 | +21% |
Rush | $202 | $2,418 | -11% |
Soldier | $233 | $2,796 | +4% |
Beauty | $294 | $3,529 | +27% |
Hagerhill | $305 | $3,665 | +31% |
Keaton | $299 | $3,583 | +29% |
Paintsville | $306 | $3,674 | +31% |
River | $290 | $3,477 | +26% |
Campton | $288 | $3,458 | +25% |
Bardstown | $238 | $2,857 | +6% |
Independence | $184 | $2,213 | -19% |
Silver Grove | $181 | $2,176 | -21% |
Washington | $221 | $2,656 | -1% |
Denton | $231 | $2,774 | +3% |
Warfield | $300 | $3,595 | +29% |
Bethlehem | $217 | $2,600 | -3% |
Coxs Creek | $225 | $2,697 | +0% |
Lancaster | $205 | $2,459 | -9% |
Paint Lick | $211 | $2,535 | -6% |
Calvin | $281 | $3,375 | +23% |
Teaberry | $305 | $3,657 | +31% |
Busy | $315 | $3,783 | +34% |
Delphia | $284 | $3,411 | +24% |
Wooton | $291 | $3,495 | +26% |
Deane | $283 | $3,399 | +23% |
Ermine | $289 | $3,466 | +25% |
Littcarr | $280 | $3,355 | +22% |
Pine Top | $282 | $3,382 | +23% |
Redfox | $283 | $3,391 | +23% |
Printer | $307 | $3,678 | +31% |
Carrie | $290 | $3,484 | +26% |
Dayton | $174 | $2,085 | -25% |
Fort Thomas | $170 | $2,036 | -28% |
Sanders | $239 | $2,871 | +7% |
Sparta | $231 | $2,772 | +3% |
Blaine | $283 | $3,401 | +23% |
Grayson | $219 | $2,631 | -2% |
Hitchins | $230 | $2,762 | +3% |
Russell | $216 | $2,591 | -4% |
Adams | $279 | $3,347 | +22% |
Thelma | $309 | $3,713 | +32% |
Ulysses | $272 | $3,262 | +19% |
Masonic Home | $232 | $2,784 | +3% |
New Hope | $242 | $2,909 | +8% |
Springfield | $228 | $2,739 | +2% |
Waddy | $204 | $2,449 | -9% |
Boston | $223 | $2,681 | -0% |
Webster | $220 | $2,645 | -2% |
Melbourne | $192 | $2,300 | -16% |
Minerva | $230 | $2,763 | +3% |
Mount Olivet | $215 | $2,574 | -4% |
Petersburg | $194 | $2,331 | -14% |
Union | $180 | $2,163 | -22% |
Wallingford | $206 | $2,469 | -9% |
Martha | $264 | $3,172 | +17% |
Flatgap | $311 | $3,738 | +33% |
Pilgrim | $311 | $3,726 | +32% |
Tutor Key | $296 | $3,554 | +28% |
Newport | $194 | $2,326 | -14% |
Emerson | $218 | $2,614 | -3% |
Mazie | $275 | $3,296 | +20% |
South Portsmouth | $205 | $2,454 | -9% |
Wittensville | $303 | $3,641 | +30% |
Rockport | $208 | $2,501 | -7% |
Saint Charles | $225 | $2,698 | +0% |
Wheatcroft | $216 | $2,594 | -4% |
Burnside | $248 | $2,982 | +10% |
Warsaw | $224 | $2,689 | -0% |
Sandy Hook | $273 | $3,279 | +20% |
Debord | $306 | $3,675 | +31% |
Lovely | $293 | $3,519 | +27% |
Van Lear | $309 | $3,703 | +32% |
Cromwell | $223 | $2,671 | -1% |
Livermore | $223 | $2,677 | -0% |
Princeton | $228 | $2,740 | +2% |
Uniontown | $207 | $2,484 | -8% |
Liberty | $235 | $2,819 | +5% |
Windsor | $218 | $2,615 | -3% |
Muses Mills | $218 | $2,620 | -3% |
Plummers Landing | $238 | $2,853 | +6% |
Worthington | $217 | $2,604 | -3% |
Louisa | $270 | $3,241 | +19% |
Tomahawk | $302 | $3,620 | +30% |
Graham | $216 | $2,587 | -4% |
Hartford | $210 | $2,519 | -7% |
Horse Branch | $212 | $2,541 | -6% |
Clay | $237 | $2,843 | +6% |
Dixon | $219 | $2,630 | -2% |
Earlington | $210 | $2,521 | -6% |
Morganfield | $224 | $2,694 | +0% |
Providence | $218 | $2,611 | -3% |
Nancy | $226 | $2,716 | +1% |
Stanville | $289 | $3,467 | +25% |
Hazard | $286 | $3,433 | +24% |
Vicco | $291 | $3,495 | +26% |
Yerkes | $311 | $3,727 | +32% |
Isom | $274 | $3,283 | +20% |
Leburn | $276 | $3,314 | +21% |
Paducah | $203 | $2,431 | -10% |
Columbus | $212 | $2,539 | -6% |
Fulton | $229 | $2,744 | +2% |
Woodbury | $244 | $2,931 | +9% |
West Louisville | $207 | $2,481 | -8% |
Robards | $199 | $2,389 | -12% |
Sullivan | $227 | $2,721 | +1% |
White Plains | $226 | $2,711 | +1% |
Yosemite | $216 | $2,591 | -4% |
Eubank | $231 | $2,766 | +3% |
Albany | $216 | $2,588 | -4% |
Beech Creek | $226 | $2,709 | +1% |
Cleaton | $211 | $2,530 | -6% |
Curdsville | $217 | $2,605 | -3% |
Fredonia | $230 | $2,763 | +3% |
Slaughters | $215 | $2,580 | -4% |
Mason | $223 | $2,675 | -1% |
Vanceburg | $211 | $2,537 | -6% |
Tollesboro | $219 | $2,625 | -2% |
Boons Camp | $311 | $3,729 | +32% |
Lowmansville | $278 | $3,338 | +22% |
Staffordsville | $295 | $3,534 | +27% |
Bays | $279 | $3,346 | +22% |
Clayhole | $286 | $3,434 | +24% |
Mc Kee | $277 | $3,319 | +21% |
Mount Vernon | $264 | $3,165 | +16% |
Gray | $281 | $3,377 | +23% |
Baxter | $272 | $3,266 | +19% |
Benham | $264 | $3,167 | +16% |
Crestwood | $219 | $2,627 | -2% |
Rumsey | $210 | $2,516 | -7% |
Mortons Gap | $209 | $2,511 | -7% |
New Concord | $217 | $2,608 | -3% |
Fountain Run | $200 | $2,395 | -12% |
Hopkinsville | $205 | $2,458 | -9% |
Sweeden | $212 | $2,539 | -6% |
Bagdad | $202 | $2,428 | -10% |
Maceo | $181 | $2,178 | -21% |
Utica | $201 | $2,414 | -11% |
Baskett | $234 | $2,814 | +5% |
Corydon | $216 | $2,594 | -4% |
Henderson | $213 | $2,557 | -5% |
Madisonville | $225 | $2,696 | +0% |
Prestonsburg | $304 | $3,649 | +30% |
Avawam | $288 | $3,452 | +25% |
Buckhorn | $298 | $3,581 | +28% |
Hyden | $312 | $3,741 | +33% |
Sassafras | $282 | $3,382 | +23% |
Thousandsticks | $311 | $3,730 | +32% |
Millstone | $280 | $3,363 | +22% |
Neon | $282 | $3,382 | +23% |
Dema | $290 | $3,477 | +26% |
Topmost | $295 | $3,544 | +27% |
Barlow | $212 | $2,550 | -5% |
Ary | $286 | $3,430 | +24% |
Bear Branch | $314 | $3,772 | +34% |
Chavies | $305 | $3,664 | +31% |
Happy | $295 | $3,540 | +27% |
Sizerock | $292 | $3,499 | +26% |
Slemp | $292 | $3,498 | +26% |
Garner | $284 | $3,404 | +23% |
Linefork | $276 | $3,308 | +21% |
Whitesburg | $284 | $3,412 | +24% |
Raven | $280 | $3,356 | +22% |
Arlington | $212 | $2,541 | -6% |
Carlisle | $213 | $2,552 | -5% |
Clearfield | $228 | $2,732 | +2% |
Hope | $221 | $2,656 | -1% |
Moorefield | $207 | $2,484 | -8% |
Owenton | $228 | $2,731 | +2% |
Owingsville | $206 | $2,474 | -8% |
Perry Park | $237 | $2,838 | +5% |
Owensboro | $189 | $2,269 | -17% |
Beaver Dam | $208 | $2,502 | -7% |
Calhoun | $211 | $2,526 | -6% |
Fordsville | $213 | $2,556 | -5% |
Greenville | $225 | $2,698 | +0% |
Reynolds Station | $212 | $2,544 | -6% |
Dawson Springs | $216 | $2,591 | -4% |
Science Hill | $230 | $2,759 | +3% |
Alpha | $225 | $2,700 | +0% |
Burgin | $202 | $2,419 | -11% |
Clay City | $217 | $2,606 | -3% |
Jeffersonville | $214 | $2,571 | -4% |
Slade | $235 | $2,816 | +5% |
Stanton | $234 | $2,809 | +4% |
Webbville | $278 | $3,338 | +22% |
Inez | $310 | $3,723 | +32% |
Oil Springs | $302 | $3,619 | +29% |
Cranks | $285 | $3,421 | +24% |
Kenvir | $285 | $3,425 | +24% |
Lynch | $273 | $3,272 | +20% |
Mary Alice | $277 | $3,319 | +21% |
Pineville | $285 | $3,423 | +24% |
Covington | $189 | $2,271 | -17% |
Ghent | $222 | $2,666 | -1% |
Nebo | $212 | $2,549 | -5% |
Poole | $210 | $2,516 | -7% |
Smith Mills | $201 | $2,409 | -11% |
Middleburg | $234 | $2,805 | +4% |
West Somerset | $237 | $2,850 | +6% |
Jackson | $299 | $3,585 | +29% |
Vincent | $288 | $3,454 | +25% |
Gilbertsville | $206 | $2,472 | -8% |
Hampton | $228 | $2,732 | +2% |
Hickory | $224 | $2,686 | -0% |
Lynnville | $228 | $2,730 | +2% |
Marion | $241 | $2,889 | +7% |
Tiline | $218 | $2,612 | -3% |
Water Valley | $214 | $2,570 | -5% |
Hestand | $199 | $2,383 | -12% |
Park City | $219 | $2,622 | -3% |
Scottsville | $215 | $2,583 | -4% |
Adairville | $205 | $2,465 | -9% |
Guthrie | $212 | $2,548 | -5% |
Mammoth Cave | $226 | $2,717 | +1% |
Island | $207 | $2,479 | -8% |
Maple Mount | $210 | $2,521 | -6% |
Powderly | $211 | $2,530 | -6% |
Rosine | $209 | $2,509 | -7% |
Rogers | $272 | $3,263 | +19% |
Elkfork | $271 | $3,256 | +19% |
Forest Hills | $299 | $3,585 | +29% |
Mc Carr | $314 | $3,766 | +33% |
Robinson Creek | $297 | $3,560 | +28% |
Virgie | $301 | $3,615 | +29% |
Milton | $226 | $2,714 | +1% |
Saint Francis | $241 | $2,895 | +7% |
Westport | $212 | $2,545 | -5% |
Brandenburg | $223 | $2,680 | -0% |
Siler | $259 | $3,111 | +15% |
Yeaddiss | $293 | $3,518 | +27% |
Morehead | $226 | $2,716 | +1% |
Mount Sterling | $211 | $2,527 | -6% |
Crab Orchard | $231 | $2,768 | +3% |
Centertown | $223 | $2,682 | -0% |
Dunmor | $223 | $2,680 | -0% |
Whitesville | $206 | $2,473 | -8% |
Reed | $195 | $2,341 | -14% |
Sebree | $216 | $2,587 | -4% |
Waverly | $207 | $2,488 | -8% |
Bethelridge | $231 | $2,774 | +3% |
Tateville | $243 | $2,918 | +8% |
Livingston | $276 | $3,310 | +21% |
Parksville | $217 | $2,600 | -3% |
Perryville | $217 | $2,607 | -3% |
Renfro Valley | $284 | $3,402 | +23% |
Tyner | $292 | $3,504 | +26% |
Pittsburg | $271 | $3,253 | +19% |
Freeburn | $314 | $3,766 | +33% |
Jenkins | $285 | $3,418 | +24% |
Lookout | $306 | $3,676 | +31% |
Regina | $289 | $3,467 | +25% |
Stone | $307 | $3,679 | +31% |
Stopover | $314 | $3,772 | +34% |
Ashcamp | $295 | $3,540 | +27% |
Fords Branch | $294 | $3,524 | +27% |
Steele | $306 | $3,673 | +31% |
Banner | $297 | $3,563 | +28% |
Ivel | $294 | $3,522 | +27% |
Lackey | $294 | $3,534 | +27% |
Langley | $304 | $3,652 | +30% |
Martin | $295 | $3,540 | +27% |
Whick | $287 | $3,448 | +25% |
Royalton | $303 | $3,631 | +30% |
Elkhorn City | $305 | $3,660 | +31% |
Mouthcard | $295 | $3,538 | +27% |
Myra | $299 | $3,585 | +29% |
Ransom | $305 | $3,657 | +31% |
Harold | $298 | $3,579 | +28% |
Wayland | $295 | $3,536 | +27% |
Scuddy | $300 | $3,600 | +29% |
Vest | $279 | $3,347 | +22% |
Hindman | $293 | $3,520 | +27% |
Premium | $292 | $3,503 | +26% |
Crayne | $232 | $2,779 | +3% |
Cunningham | $209 | $2,512 | -7% |
Kings Mountain | $232 | $2,785 | +4% |
Mitchellsburg | $236 | $2,830 | +5% |
Waneta | $292 | $3,506 | +26% |
Mozelle | $302 | $3,628 | +30% |
Bimble | $283 | $3,397 | +23% |
Fall Rock | $301 | $3,614 | +29% |
Oneida | $310 | $3,722 | +32% |
Saul | $296 | $3,557 | +28% |
Flemingsburg | $204 | $2,446 | -9% |
Germantown | $224 | $2,690 | +0% |
Hillsboro | $221 | $2,658 | -1% |
Cumberland | $269 | $3,232 | +18% |
Holmes Mill | $287 | $3,439 | +24% |
Loyall | $275 | $3,299 | +20% |
Arjay | $272 | $3,260 | +19% |
Barbourville | $282 | $3,380 | +23% |
Bryants Store | $255 | $3,066 | +13% |
Flat Lick | $282 | $3,389 | +23% |
Girdler | $284 | $3,411 | +24% |
Goose Rock | $317 | $3,808 | +34% |
Hinkle | $283 | $3,400 | +23% |
Lone | $279 | $3,348 | +22% |
Lost Creek | $295 | $3,534 | +27% |
Salyersville | $316 | $3,794 | +34% |
Belfry | $306 | $3,669 | +31% |
Hardy | $311 | $3,736 | +33% |
Jonancy | $291 | $3,487 | +26% |
Shelby Gap | $288 | $3,460 | +25% |
Sidney | $303 | $3,631 | +30% |
Beaver | $296 | $3,550 | +28% |
Dwale | $290 | $3,478 | +26% |
Mc Dowell | $307 | $3,688 | +31% |
Stinnett | $298 | $3,581 | +28% |
Warbranch | $305 | $3,660 | +31% |
Beverly | $270 | $3,244 | +19% |
Closplint | $284 | $3,408 | +24% |
Frakes | $247 | $2,962 | +10% |
Garrard | $305 | $3,655 | +30% |
Scalf | $266 | $3,196 | +17% |
Hebron | $180 | $2,158 | -22% |
Emmalena | $291 | $3,495 | +26% |
Jeff | $301 | $3,611 | +29% |
Kite | $293 | $3,512 | +27% |
Roxana | $275 | $3,298 | +20% |
Calvert City | $219 | $2,624 | -2% |
Dycusburg | $241 | $2,892 | +7% |
Tram | $300 | $3,602 | +29% |
Combs | $302 | $3,625 | +30% |
Krypton | $306 | $3,678 | +31% |
Viper | $291 | $3,486 | +26% |
Mistletoe | $278 | $3,333 | +21% |
Ezel | $271 | $3,252 | +19% |
West Liberty | $278 | $3,333 | +21% |
Huddy | $304 | $3,654 | +30% |
Rockhouse | $290 | $3,478 | +26% |
Auxier | $291 | $3,488 | +26% |
Smilax | $302 | $3,618 | +29% |
Blackey | $293 | $3,512 | +27% |
Mallie | $271 | $3,256 | +19% |
Bardwell | $211 | $2,532 | -6% |
Benton | $219 | $2,624 | -2% |
Boaz | $213 | $2,556 | -5% |
Zoe | $272 | $3,268 | +19% |
Cannel City | $280 | $3,366 | +22% |
Crockett | $290 | $3,478 | +26% |
South Williamson | $306 | $3,677 | +31% |
Kimper | $298 | $3,581 | +28% |
Raccoon | $300 | $3,599 | +29% |
Walker | $282 | $3,382 | +23% |
Butler | $219 | $2,628 | -2% |
Latonia | $182 | $2,183 | -21% |
Elizaville | $237 | $2,846 | +6% |
Putney | $286 | $3,430 | +24% |
Cannon | $279 | $3,349 | +22% |
Heidrick | $282 | $3,387 | +23% |
Ingram | $282 | $3,380 | +23% |
Middlesboro | $280 | $3,361 | +22% |
Trosper | $282 | $3,387 | +23% |
Augusta | $226 | $2,715 | +1% |
Falmouth | $222 | $2,670 | -1% |
Glencoe | $226 | $2,717 | +1% |
Eolia | $281 | $3,372 | +23% |
Partridge | $279 | $3,346 | +22% |
Wallins Creek | $276 | $3,308 | +21% |
Big Creek | $293 | $3,514 | +27% |
Green Road | $281 | $3,369 | +22% |
Hima | $304 | $3,646 | +30% |
Manchester | $313 | $3,752 | +33% |
Berry | $213 | $2,551 | -5% |
Coldiron | $270 | $3,237 | +19% |
Grays Knob | $271 | $3,256 | +19% |
Artemus | $279 | $3,342 | +22% |
Erlanger | $192 | $2,301 | -16% |
Miracle | $284 | $3,406 | +24% |
Fourmile | $269 | $3,224 | +18% |
California | $180 | $2,159 | -22% |
Ft Mitchell | $181 | $2,167 | -21% |
Crittenden | $202 | $2,426 | -10% |
De Mossville | $220 | $2,637 | -2% |
Stoney Fork | $284 | $3,406 | +24% |
Alexandria | $180 | $2,160 | -22% |
Burlington | $179 | $2,144 | -23% |
Florence | $180 | $2,161 | -22% |
Ricetown | $270 | $3,236 | +18% |
Falcon | $309 | $3,710 | +32% |
Belcher | $297 | $3,564 | +28% |
Hellier | $294 | $3,529 | +27% |
Lick Creek | $299 | $3,592 | +29% |
Pinsonfork | $314 | $3,764 | +33% |
Varney | $297 | $3,566 | +28% |
Bevinsville | $300 | $3,599 | +29% |
Bypro | $302 | $3,627 | +30% |
Hazel Green | $291 | $3,488 | +26% |
Carrollton | $237 | $2,841 | +6% |
Cynthiana | $218 | $2,620 | -3% |
Wendover | $292 | $3,504 | +26% |
Letcher | $281 | $3,376 | +23% |
Seco | $290 | $3,480 | +26% |
Belton | $212 | $2,549 | -5% |
Mc Henry | $205 | $2,461 | -9% |
Weeksbury | $306 | $3,674 | +31% |
Jackhorn | $278 | $3,337 | +22% |
Jeremiah | $293 | $3,521 | +27% |
Wheelwright | $311 | $3,731 | +32% |
Bulan | $288 | $3,456 | +25% |
Dwarf | $288 | $3,457 | +25% |
Gays Creek | $294 | $3,527 | +27% |
Gordon | $292 | $3,501 | +26% |
Hallie | $282 | $3,382 | +23% |
Mc Roberts | $278 | $3,340 | +22% |
Mayking | $279 | $3,353 | +22% |
Pippa Passes | $279 | $3,354 | +22% |
Thornton | $282 | $3,385 | +23% |
Bandana | $212 | $2,545 | -5% |
Fancy Farm | $208 | $2,491 | -8% |
Average car insurance costs by age and gender in Kentucky
Car insurance rates in Kentucky can vary depending on factors like your age and gender. Teens and young adults tend to take risks while on the road, leading to a higher rate of severe crashes. In fact, 16- to 19-year-old drivers get into almost four times as many fatal accidents per mile compared to any other age group. To compensate for this added risk, insurers charge this segment of drivers some of the highest average rates.
The tables below show full coverage breakdowns for drivers by age and gender. You may notice that 18-year-old drivers pay more than 16-year-olds, but this is because our 16-year-old premium data is based on the teen listed on their parents’ policy. 18-year-old driving data, on the other hand, is based on the driver listed on their own policy.
|
|
|
---|---|---|
Age 16*
|
Average annual full coverage premium in KY
$5,654
|
Average minimum coverage premium in KY
$1,806
|
Age 18
|
Average annual full coverage premium in KY
$7,990
|
Average minimum coverage premium in KY
$2,553
|
Age 20
|
Average annual full coverage premium in KY
$6,103
|
Average minimum coverage premium in KY
$1,767
|
Age 25
|
Average annual full coverage premium in KY
$3,569
|
Average minimum coverage premium in KY
$975
|
Age 30
|
Average annual full coverage premium in KY
$2,936
|
Average minimum coverage premium in KY
$815
|
Age 40
|
Average annual full coverage premium in KY
$2,723
|
Average minimum coverage premium in KY
$771
|
Age 50
|
Average annual full coverage premium in KY
$2,483
|
Average minimum coverage premium in KY
$725
|
Age 60
|
Average annual full coverage premium in KY
$2,404
|
Average minimum coverage premium in KY
$710
|
Age 70
|
Average annual full coverage premium in KY
$2,590
|
Average minimum coverage premium in KY
$805
|
|
|
|
---|---|---|
Age 16*
|
Average annual full coverage premium in KY
$5,195
|
Average minimum coverage premium in KY
$1,767
|
Age 18
|
Average annual full coverage premium in KY
$7,294
|
Average minimum coverage premium in KY
$2,319
|
Age 20
|
Average annual full coverage premium in KY
$5,350
|
Average minimum coverage premium in KY
$1,648
|
Age 25
|
Average annual full coverage premium in KY
$3,220
|
Average minimum coverage premium in KY
$962
|
Age 30
|
Average annual full coverage premium in KY
$2,851
|
Average minimum coverage premium in KY
$826
|
Age 40
|
Average annual full coverage premium in KY
$2,654
|
Average minimum coverage premium in KY
$781
|
Age 50
|
Average annual full coverage premium in KY
$2,346
|
Average minimum coverage premium in KY
$735
|
Age 60
|
Average annual full coverage premium in KY
$2,343
|
Average minimum coverage premium in KY
$706
|
Age 70
|
Average annual full coverage premium in KY
$2,532
|
Average minimum coverage premium in KY
$806
|
Bankrate’s take: If you take a look at the rates listed above, you’ll notice that men almost always pay more for their car insurance compared to women. This is because men are statistically more likely to engage in dangerous driving behavior like driving while intoxicated, speeding and driving without a seatbelt. To compensate for the added risk, insurers tend to charge men higher rates than women.
Cost considerations for young drivers in Kentucky
Younger drivers usually pay cheaper rates when listed on their parents’ policy than when listed on their own. However, it’s important to mention that whether you can list your young adult child on your policy depends on several factors. For example, your insurance company may require that your young adult child lives with you. Still, exploring this option might bring some financial relief if you have fewer years of experience behind the wheel.
The tables below show average premiums for young drivers listed on their parents’ policy:
|
|
---|---|
Age 16*
|
Avg. annual premium for drivers in KY
$5,425
|
Age 17
|
Avg. annual premium for drivers in KY
$5,083
|
Age 18
|
Avg. annual premium for drivers in KY
$4,633
|
Age 19
|
Avg. annual premium for drivers in KY
$4,300
|
Age 20
|
Avg. annual premium for drivers in KY
$4,067
|
|
|
---|---|
Age 18
|
Avg. annual premium for drivers in KY
$7,642
|
Age 19
|
Avg. annual premium for drivers in KY
$6,229
|
Age 20
|
Avg. annual premium for drivers in KY
$5,727
|
Age | Avg. annual premium difference for drivers on their own policy |
---|---|
Age 18 | 65 percent more |
Age 19 | 45 percent more |
Age 20 | 41 percent more |
*18- and 20-year-old are renters on their own policies with no discounts applied
How does driving record impact the cost of car insurance in Kentucky?
Having just one speeding ticket, accident or drunk driving conviction in Kentucky may raise your annual insurance premiums by hundreds of dollars. However, your average car insurance cost in Kentucky depends on the type of violation you received. Every insurance company weighs accidents and convictions differently, so shopping around may be even more important for drivers with imperfect driving records. Keep in mind that some insurance companies won’t cover you if you’ve had a DUI conviction, and you may need to seek out an insurer that specializes in high-risk policies.
Below, you’ll find average full coverage premiums in Kentucky after various types of driving activity:
|
|
|
---|---|---|
Clean driving record
|
Avg. annual premium* in KY
$2,689
|
Percentage increase from KY avg. annual premium*
0%
|
Avg. annual premium* in KY
$3,269
|
Percentage increase from KY avg. annual premium*
22%
|
|
Avg. annual premium* in KY
$3,836
|
Percentage increase from KY avg. annual premium*
43%
|
|
Avg. annual premium* in KY
$4,223
|
Percentage increase from KY avg. annual premium*
57%
|
Car insurance rates in Kentucky by credit score
Almost every state allows car insurance companies to use your credit-based insurance score as a rating factor, Kentucky included. Car insurance rates are based on statistics, and statistically speaking, those with lower credit scores tend to file more claims than those with higher credit scores. To compensate for this additional risk, insurers typically charge higher rates for drivers with bad credit.
Below, we’ve illustrated how your credit score can impact your average full coverage premium in Kentucky. Please note that we use data from drivers with a good credit score to calculate our base average premiums, which is why no difference in average annual premium is shown.
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|
|
---|---|---|
Avg. annual premium* in KY
$5,669
|
Percentage difference from KY avg. annual premium*
111%
|
|
Average
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Avg. annual premium* in KY
$2,995
|
Percentage difference from KY avg. annual premium*
11%
|
Avg. annual premium* in KY
$2,689
|
Percentage difference from KY avg. annual premium*
0%
|
|
Excellent
|
Avg. annual premium* in KY
$2,237
|
Percentage difference from KY avg. annual premium*
-17%
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Kentucky car insurance rates by vehicle type
Your vehicle’s make and model also have a significant impact on your car insurance rates. Usually, higher-end luxury vehicles and sports cars cost more to insure due to expensive parts and specialized labor needs. However, as is true with almost every insurance rating factor, there are exceptions to this rule. For instance, popular, mid-priced sedans may have higher rates because they’re more likely to be stolen (simply because there are more of that make and model on the road). If you’re in the market for a new vehicle and have more than one type in mind, you may want to get quotes for each make and model you’re considering — rates can vary significantly, as shown in the table below.
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|
---|---|
Avg. annual premium* in KY
$2,689
|
|
Avg. annual premium* in KY
$2,684
|
|
Avg. annual premium* in KY
$2,440
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BMW 330i
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Avg. annual premium* in KY
$3,316
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Toyota Prius
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Avg. annual premium* in KY
$2,794
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How to save on car insurance in Kentucky
Although Kentucky car insurance rates might be slightly higher than average, there are several ways you may be able save on your car insurance premium, including:
- Accident forgiveness: Considering that your Kentucky car insurance is likely to cost at least 46 percent more after an accident claim, signing up with a carrier that will not raise your rates after one accident might save you considerable money over several years. Some insurers offer accident forgiveness as an endorsement, while others require you to earn by going accident-free for a set number of years.
- Defensive driving course: Investing in an approved safety driving course could lower your premium over three years. Most courses can be completed online in a matter of hours or over a weekend. Do note that some carriers require you to be 50 or over to qualify for this discount, so you may want to contact your agent for more information.
- Multi-vehicle: Young adults typically face the highest rates and may want to consider insuring their car through a parent’s car insurance, if possible. In doing so, parents might also be able to take advantage of a multi-vehicle discount for having more than one car on their policy.
- Safe driver: Embracing safe driving habits to avoid accident claims and speeding tickets may qualify you for larger discounts over time. Safe drivers are usually awarded the lowest base rates, too, since their risk of getting into a car accident is lower than that of a risky driver. Most insurance companies offer telematics programs that track your driving and allow you to earn discounts on your premium if you exhibit safe driving behaviors.
Frequently asked questions
Methodology
Bankrate utilizes Quadrant Information Services to analyze October 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and coverage levels:
Bodily injury liability
$100,000 per person$300,000 per accident
Property damage liability
$50,000 per accidentPersonal injury protection
$100,000 per accidentUninsured motorist bodily injury
$100,000 per person$300,000 per accident
Collision deductible
$500Comprehensive deductible
$500Other profiles
These are sample rates and should only be used for comparative purposes.