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Insurance Basics

What is an annuity?

Millions of Americans invest in them, though they do have some notable drawbacks.

6 min read

Latest Articles

  • Variable universal life insurance

    Life insurance is a valuable tool when you’re planning a legacy for those you leave behind. The problem is, a term life insurance policy is only good for a set period of time. All the premiums you pay [...]

    4 min read Oct 28, 2020
    Mixed-race Asian girl and her Asian mother are potting a plant and enjoying the weather outdoors.
  • Cheapest car insurance in Massachusetts 2020

    Car insurance in Massachusetts is more expensive than the national average rate. As of 2017, the average car insurance premium in the Bay State is $1,136.60 annually. In comparison, the United States average [...]

    3 min read Oct 28, 2020
    Shot of the cityscape of Boston Massachusetts with large buildings against a clear, blue sky.
  • Cheapest Car Insurance in Pennsylvania 2020

    For the almost 9 million licensed drivers in the state of Pennsylvania, finding the best car insurance can also mean finding the cheapest car insurance. Pennsylvania drivers are in luck as they have a [...]

    4 min read Oct 28, 2020
    The Philly skyline at sunset.
  • California earthquake insurance

    California has more damage-causing earthquakes than any other state. The costliest earthquake in California history was the Northridge earthquake in 1994, which resulted in roughly $20 billion dollars [...]

    4 min read Oct 27, 2020
    The remains of a house that were shaken from the coast and slid down the shore and into the water.
  • Car insurance for 18 year olds

    The average price for car insurance for an 18 year old is $5,335 which is drastically more than the national average of only $1,555. Because most 18 year olds don’t have this kind of money readily at [...]

    4 min read Oct 27, 2020
    Two young ladies, one black and one white, driving and having fun in the car laughing.
  • Is life insurance worth it?

    Benjamin Franklin said it first: nothing in life is certain but death and taxes. However, he neglected to note that both of those play a role in determining whether a life insurance policy is right for [...]

    4 min read Oct 27, 2020
    A mixed-race Asian girl stands with her grandparents (one white woman and one Asian man) on the beach playing with a sparkler. It is dusk.
  • Life insurance for smokers

    If you’ve been looking for a good reason to quit smoking, here’s one: your premium rates for life insurance as a smoker are roughly two or three times more than what they would be if you were a non-smoker. [...]

    4 min read Oct 27, 2020
    An older man with glasses sitting at a coffee shop outside and smoking a cigarette while he holds his smartphone.
  • Cheapest car insurance in Colorado 2020

    Many drivers wonder how they can get the cheapest car insurance without sacrificing decent coverage. While car insurance rates in Colorado are slightly above the national average, drivers in the state [...]

    4 min read Oct 27, 2020
    Sunset in the Colorado mountains with the sky during a nice peach color.
  • What happens to your debt after you die?

    Debt after death does exist, and unfortunately it doesn’t go anywhere until it’s taken care of. Your estate is used to settle your debt when you die. Sometimes people you love may be responsible, and [...]

    4 min read Oct 27, 2020
    A sunny day at an old cemetery outside of an old stone chapel.
  • What is a car insurance policy number?

    Keeping track of your insurance policy is arguably as important as having it in the first place. One of the easiest ways to manage and track your auto insurance is through your car’s insurance policy [...]

    4 min read Oct 27, 2020
    Black couple together in the kitchen at the table. The husband is sitting down while the wife is standing over him and looking at the papers on the table with him.

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