Home Equity
Find out what home equity is and how to use it, plus news, advice and tools on home equity loans and HELOCs.
Home equity basics
It’s the portion of your home you own outright. Its uses are almost endless.
How to estimate your ownership stake, and how much of it you can borrow.
Everything you need to know about HELOC and home equity loan requirements in 2024.
Editor's picks
HELOC and home equity rate forecast for 2026: Rates will drop to three-year lows
4 min read Read more
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Home equity tools & resources
Bankrate's suite of tools and articles are designed to help you effortlessly learn about your home equity, connect with reputable lenders, compare offers for HELOCs and home equity loans, and more.
Finding a lender
Here’s where you can get a home equity loan today
HELOC vs. home equity loan
How does each work, and which would be best for you?
Mortgage rates
Compare current mortgage rates for today
News highlights
The latest
It’s like applying for a mortgage. Only a tad tougher.
If you’re looking at HE loans or have a variable-rate line of credit, pay attention to the Fed.
They could be an uncoventional borrower’s best shot for tapping their home’s value.
Home equity and HELOC rates hold at their lowest levels in three years.
Both home equity loan rates and HELOC rates now sit at their lowest levels in three years.
HELOCs dropped to three-year lows this week, while home equity rates stayed relatively flat.
HELOC rates increased dramatically at the start of the new year.
Bankrate’s Senior Industry Analyst Ted Rossman shares his take on what will happen to HELOC and home equity loan rates in 2026.
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