Expedia® Rewards Voyager Card from Citi

Best reward points for frequent travelers who aren’t loyal to a particular brand

• Rewards rate: 4X points for Expedia purchases, including flights, hotels and rental cars; 2X points for restaurants and entertainment; 1X points for everything else
• Welcome offer: 25,000 bonus points after spending $2,000 within the first three months
• Annual fee: $95
• Purchase intro APR: N/A
• Balance transfer intro APR: N/A
• Regular APR: 13.99 percent to 21.99 percent variable

Looking for a credit card that lets you earn big rewards every time you travel? Business travelers and frequent flyers will love earning an impressive 4X points on Expedia purchases when they add the Expedia® Rewards Voyager Card from Citi to their wallet. You’ll get a generous 25,000-point introductory bonus (after $2,000 spend in first three months), in addition to a full roster of valuable travel perks.

Current Welcome offer

This Citi Expedia card offers 25,000 bonus points when you spend $2,000 within the first three months of opening your account. The Expedia Rewards site explains that 140 points is equal to $1 toward a booking—making this bonus worth roughly $180.

That calculation does not take into account discounts you get when you are an Expedia Rewards member, however. For instance, your points are worth double at thousands of VIP Access hotels.

Rewards

Earning rewards is easy with the Expedia Rewards Voyager card, as you’ll be rewarded for being an Expedia loyalist.

Earning rewards

You’ll earn 4X Expedia Rewards points every time you make a purchase through Expedia.com or the Expedia mobile app. That includes flights, hotels, rental cars and travel packages.

Expedia Rewards Voyager also gives you 2X points for restaurants and entertainment purchases, including tickets to sporting events, concerts and movies. As is the case with most reward cards, you’ll get 1X point for every other purchase you make.

Moreover, as an Expedia Rewards member, you earn an additional 2 points for every dollar you spend. As a complimentary Gold level member, you’ll earn 30 percent more points on top of that. And you’ll get double Expedia Rewards points when you book on the Expedia App.

Redeeming rewards

Expedia Rewards Voyager makes it easy for you to redeem points when you purchase travel items from Expedia.com. You can use points to get a discount on car rental purchases and hotel rates, or you can redeem points to get a flight and purchase coupon worth $25 or more.

One thing to note: If you are using points to redeem a flight, you must have enough banked points to buy the entire ticket. The “Use My Points” option will automatically appear at checkout if you do.

How much are points worth?

According to Expedia Rewards, 140 points is equal to a dollar off a booking, but your points are worth double that at thousands of Expedia VIP Access hotels.

Benefits

The Expedia Rewards Voyager offers a number of benefits designed to help frequent travelers navigate with ease.

No foreign transaction fee

Credit cards with no foreign transaction fee don’t charge you a percentage every time you make a purchase in a foreign country.

Expedia Rewards Gold status

You automatically become an Expedia Rewards Gold member when you open your credit card account. Gold members earn 30 percent more points every time they book.

Annual air travel fee credit

You’ll get a up to $100 air travel fee statement credit each year you are a card member. This credit can be used toward airline incidentals (like baggage fees or in-flight purchases) on qualified airlines or toward either the Global Entry or the TSA Precheck application fee.

An anniversary bonus

Every year you own the card and spend at least $10,000 in the prior year, you’ll get a 5,000 point bonus.

Citi Concierge

Expedia Rewards Voyager Card members have access to Citi Concierge’s team of experts who can help you make travel, shopping and dining arrangements.

Rates and fees

The standard APR for the Expedia Rewards Voyager card is 13.99 percent to 21.99 percent variable, depending on your creditworthiness. There is also an annual fee of $95.

The fee for a cash advance is either $10 or 5 percent of the cash amount, whichever is greater. You’ll pay up to $40 for late transactions and returned payments.

How the Expedia Rewards Voyager Card compares to other travel reward cards

The Expedia Rewards Voyager card has the best benefits when you book all your travel through Expedia.com. Two other travel reward cards, the Chase Sapphire Preferred® Card and Capital One Venture Rewards Credit Card, offer more flexible reward opportunities.

The Chase Sapphire Preferred offers 5X points on Lyft (through March 2022) and 2X points on travel and dining at restaurants worldwide. You also get 80,000 bonus points when you spend $4,000 in the first three months and have access to deals within the Chase Ultimate Rewards program. The annual fee is $95.

The Capital One Venture has the most flexibility of all, giving you 2X miles on every purchase you make. Plus you’ll earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months. The annual fee is $95.

Best cards to pair with the Expedia Rewards Voyager

Since the Expedia Rewards Voyager card offers better benefits for hotel and rental car purchases, intrepid travelers may want to pair this card with another travel card that lets you rack up miles toward airline travel, like the Capital One VentureOne Rewards Credit Card.

Another viable option is to pair Expedia Rewards Voyager with a cash back card that earns cash back on all purchases, like the Chase Freedom Unlimited®.

Bankrate’s Take—Is the Expedia Rewards Voyager Card worth it?

If you don’t travel a lot, and especially if you don’t book hotels when you travel, there are better travel reward cards out there. You have limited ways to earn points outside Expedia.com, and there are limited ways to redeem the points on the Expedia site as well.

But if you are a frequent traveler who loves to find a bargain, the Expedia Rewards Voyager offers the ability to earn points that give you discounts on future hotel, car rental and travel itineraries. Or you can let your points accumulate until you have banked enough to purchase an entire flight from Expedia.com.

Pros

• Earn points three ways by using the credit card, being an Expedia Rewards member and through complimentary Gold membership status
• No foreign transaction fee
• Anniversary bonus points

Cons

• High annual fee
• Must be an Expedia enthusiast to reap rewards
• No intro APR offers

The information about the Expedia® Rewards Voyager Card from Citi has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.