A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, likely making the credit union better able to withstand economic shocks. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's test of earnings, PENTAGON scored 18 out of a possible 30, beating out the national average of 10.31.
The credit union had an earnings ratio of 10.00 percent in our test, better than the average for all credit unions, a sign that it's doing better than its peers in this area.