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IHG® One Rewards Select Credit Card: Discontinued but replaced with better options

 /  9 min
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Snapshot

4.8

Bankrate rating
Info
Rating: 4.8 stars out of 5

Bottom line

The International Hotel Group (IHG) One Rewards Select card was once an ideal option for travelers who spend most hotel stays at IHG properties like Holiday Inn and Staybridge Suites. It let you maximize your reward earnings in the IHG One Rewards program by linking your IHG One Rewards Select card. This card also charged no foreign transaction fees, which was ideal for a travel card.

Image of IHG® Rewards Club Select Credit Card

IHG® Rewards Club Select Credit Card

*
4.8
Rating: 4.8 stars out of 5
Bankrate score
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Excellent (740 – 850)
Info
Recommended Credit

N/A

Intro offer

Info

N/A

Offer valuation

Info

-

Rewards rate

Info

$0 Intro for the First Year, then $49

Annual fee

17.24% - 24.24% Variable

Regular APR

Lightbulb

Bankrate’s take: The IHG® One Rewards Select Credit Card has been discontinued and replaced by the issuer’s new IHG One credit cards. Fortunately, the new cards improve on many of the shortcomings the IHG One Rewards Select had, including cutting out the annual fee on its entry level option.

The IHG One Rewards Select Credit Card overview

The IHG One Rewards Select Credit Card was a hotel credit card that could help you quickly earn free nights and elite status for stays at over 5,000 IHG properties. Combining your card with an IHG One Rewards membership would boost the rewards rate for using the card, earning up to 15 points per $1 spent. This practice was similar to how new IHG cards work within the IHG One Rewards membership program.

The card was ideal for travelers who spent most of their time at IHG property hotels, and the card was fairly affordable compared to some best hotel credit cards and the best travel credit cards. However, it was less affordable than the current IHG One Rewards Traveler Credit Card, which charges no annual fee and has comparable rewards rates.

  • Credit Card Cash Back

    Rewards

    • Earn 5X points at participating IHG hotels and resorts
    • 2X points at gas stations, grocery stores and restaurants
    • 1X points on all other purchases

    Expert Appraisal: Good

  • Rewards

    Welcome offer

    • 60,000 bonus points after spending $1,000 within three months of account opening, about $375 in value

    Expert Appraisal: Good

  • Credit Card Search

    Rates and fees

    • APR: 21.49 percent to 28.49 percent (variable)
    • Annual fee: $0 intro for the first year, then $49
    • Foreign transaction fee: $0
    • Late payment fee: Up to $40
    • Returned payment fee: Up to $40
    • Balance transfer fee: The greater of either $5 or 5 percent of the amount of each transfer
    • Cash advance fee: Either $10 or 5 percent of the amount of each transaction, whichever is greater.

    Expert Appraisal: Typical

  • Congrats
    Other cardholder perks
    • Anniversary reward night at any IHG property (up to 40,000 points)
    • Platinum Elite status
    • IHG One Rewards PointBreaks

    Expert Appraisal: Good

Alternatives to the IHG® One Rewards Select Credit Card

Here are some strong alternatives worth looking into you if you want to explore hotel rewards. Along with these, it may also be worth looking into IHG’s new line-up of their One Rewards credit cards.

Image of IHG® Rewards Club Select Credit Card

IHG® Rewards Club Select Credit Card

Annual fee

$0 Intro for the First Year, then $49

Intro offer

N/A

Rewards rate

-
Info

Recommended Credit Score

Excellent (740 – 850)
Info
Image of Marriott Rewards® Premier Plus Credit Card

Marriott Rewards® Premier Plus Credit Card

Annual fee

$95

Intro offer

75,000 points
Info

Rewards rate

2X - 6X
Info

Recommended Credit Score

Excellent (740 – 850)
Info
Image of The World of Hyatt Credit Card

The World of Hyatt Credit Card

Annual fee

$95

Intro offer

Earn up to 60,000 Bonus Points
Info

Rewards rate

2X - 9X
Info

Recommended Credit Score

Good to Excellent (670 – 850)
Info

IHG One Rewards Select Credit Card pros and cons

Pros

  • Checkmark

    You get a free night on your cardmember anniversary at any IHG property, though there’s a 40,000-point redemption cap.

  • Checkmark

    The $49 annual fee, which was waived the first year, was fairly affordable for a hotel card, especially when paired with other card perks.

Cons

  • The reward points you earn expire if your membership account is inactive for 12 months or more.

Best cards to pair with the IHG One Rewards Select Credit Card

If you’re set on holding onto your Rewards Select card, here are some worthwhile cards to consider pairing with it. These offer a solid mix of everyday value and boosted travel rewards.

Bankrate’s Take — Is the IHG One Rewards Select Credit Card worth keeping?

IHG’s newest line of credit cards is an overall upgrade to this older offering. If you’re a frequent traveler who stays at IHG properties, you’d do well to upgrade your old IHG One Rewards Select, even if only to avoid paying an annual fee. However, if you stay at properties outside of the IHG portfolio more often, you would be better off with a general travel card or a slightly more expensive co-branded hotel credit card with your hotel property of choice.

The information about the IHG® Rewards Select Credit Card, Marriott Rewards® Premier Plus Credit Card, and The World of Hyatt Credit Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.

How we rated this card

Document
150+
cards rated
Congrats
50+
rewards programs valued
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1800
data points analyzed
Credit Card Search
40+
perks evaluated

We rate credit cards using a proprietary card scoring system that ranks each card’s estimated average rewards rate, estimated annual earnings, welcome bonus value, APR, fees, perks and more against those of other cards in its primary category.

Each card feature is assigned a weighting based on how important it is to people looking for a card in a given category. These features are then scored based on how they rank relative to the features on other cards in the category. Based on these calculations, each card receives an overall rating of 1-5 stars (with 5 being the highest possible score and 1 being the lowest). 

We analyzed over 150 of the most popular rewards and cash back cards to determine where each stacked up based on their value, cost, benefits and more. Here are some of the key factors that influenced this card’s overall score and how the score influenced our review:

Frequently Asked Questions

Written by
Brendan Dyer
Associate Editor, Credit Cards

Brendan Dyer holds a Master of Fine Arts in Journalism from Western Connecticut State University and worked previously as a content editor for Regional News Network, a hyper-local TV news station contracted by Verizon FiOS1 News. As a national service volunteer, Brendan exercised a passion for helping underserved communities and demographics through direct, community service. He constantly seeks to apply his expertise as a journalist to the field of personal finance with the goal of helping people navigate the complexities of the credit card industry.

Edited by Editor, Credit cards

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.