In choosing Simple, you will get a free account — the brand doesn’t charge a monthly fee. On its mobile banking app, Simple also shows you what’s “safe to spend,” a feature that lets you know how much you can afford to spend in the coming days. The estimate is based on your scheduled activities, like what will be withdrawn from your account within the next 30 days. It also lets you turn your debit card on and off from the mobile banking app.
While it’s possible to overdraw your checking account, Simple won’t charge you overdraft fees if it happens.
With Simple, you will have free access to thousands of ATMs across the country thanks to its partnerships with two ATM networks: AllPoint and STARsf.
You can use thousands of ATMs across the country for free.
Simple offers useful budgeting features.
Simple does not charge you when you use ATMs that are outside its network.