BrioDirect Review 2025
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Edited by
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At a glance
Overview
BrioDirect is best for consumers looking for an online bank with a competitive yield on a savings account without monthly fees, and those comfortable solely banking online. The bank doesn’t offer other deposit accounts outside of that sole savings account, though, so those looking to consolidate their finances under one roof should look elsewhere.
Highlights:
High APY Highly Rated App No Monthly FeesHighlights:
Savings
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
These are sponsored offers rated highly by us for competitive rates, fees, and minimums.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Bankrate Savings rating = 4.1/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
Offers featured here have been sponsored which impacts how, where, and in what order the products appear. Not all offers are displayed on this page.
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.
APY, or annual percentage yield, is the yearly return on a bank or investment account.
Overall
While BrioDirect’s offerings formerly included a money market account and certificates of deposit (CDs), the bank only offers a high-yield savings account at this time. This account earns a highly competitive annual percentage yield (APY), although you’ll need a relatively large minimum opening deposit.
Pros
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BrioDirect offers a competitive yield on its savings account.
Cons
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BrioDirect doesn’t offer deposit accounts beyond its savings account.
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Other banks require lower minimum deposits on savings accounts.
BrioDirect bank products
BrioDirect High-Yield Savings Account
Pros
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BrioDirect’s High-Yield Savings Account pays a competitive yield.
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There’s no monthly service fee.
Cons
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The $5,000 opening deposit requirement is high compared to some banks.
BrioDirect’s high-yield savings account earns a top-notch yield and doesn’t charge monthly service fees. A minimum deposit of $5,000 is required to open the account, however, which is higher than what many other banks require. You’ll also need to maintain a balance of at least $25 to earn the disclosed APY.
If you’re looking for a high-yield savings account and are comfortable with a steep minimum opening deposit, BrioDirect could be a nice option for you. However, that’s the only account BrioDirect currently offers, so it won’t be a one-stop-shop for those who also want CDs, a checking account or a money market account.
Rate history for BrioDirect's Savings account
See how rates for this account have changed over time. Interact with the trend lines to view APY by date.
How BrioDirect compares to other banks
Compare BrioDirect’s savings account to accounts at other banks. Annual percentage yields (APYs) shown were updated between Nov. 27, 2025 and Dec. 3, 2025.
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Selected bank
BrioDirect savings account
Bankrate score
4.4
Bankrate Savings rating = 4.4/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. |
Most comparable
CIBC Bank USA savings account
Bankrate score
4.4
Bankrate Savings rating = 4.4/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. |
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Bankrate score
Bankrate Savings rating Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. |
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APY
APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs last updated between Nov. 27, 2025 and Dec. 3, 2025.
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| 4.00% | 3.77% | |
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Minimum balance for APY
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| $25.00 | $0.00 | |
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Estimated earnings
Interest earned calculation based on a $50,000 deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
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| $2,000 | $1,885 | |
| The BrioDirect High-Yield Savings Account offers a competitive yield and it doesn’t have a monthly service fee. There's a required minimum opening deposit of $5,000 for this account, and you must maintain $25 in the account to earn interest. | The CIBC Bank USA Agility Savings Account offers a very competitive yield. There’s no monthly fees, although you’ll need to have at least $1,000 to open an account. | |
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APY offering:
4.00%
4/5
APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest.
Minimum balance for APY:
$25.00
5/5
The lowest deposit amount an account must have before it can earn interest.
Monthly service fee:
$0.00
5/5
A monthly charge a financial institution deducts from an account if certain requirements are not met.
Minimum balance to avoid fee:
$0.00
5/5
The lowest balance an account must maintain in order to avoid a fee.
Access to funds:
Good
4/5
A procedure that allows an individual or organization to access and manage the funds of another account holder.
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APY offering:
3.77%
4/5
APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest.
Minimum balance for APY:
$0.00
5/5
The lowest deposit amount an account must have before it can earn interest.
Monthly service fee:
$0.00
5/5
A monthly charge a financial institution deducts from an account if certain requirements are not met.
Minimum balance to avoid fee:
$0.00
5/5
The lowest balance an account must maintain in order to avoid a fee.
Access to funds:
Good
4/5
A procedure that allows an individual or organization to access and manage the funds of another account holder.
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Bankrate does not currently track additional product details for this bank.
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Bank fees
| Fee | Amount | |
|---|---|---|
| Overdraft fee | $35 | |
| Non-sufficient funds fee | $35 | |
| Monthly maintenance fee | None | |
| Out-of-network ATM fee | $3 | |
| Excessive transaction fee | None |
Customer experience
Customer experience
Limited phone support hours. BrioDirect customer service is available on weekdays from 8 a.m. to 8 p.m. Eastern and on Saturdays from 8:30 a.m. to 3 p.m. There’s no phone support on Sundays.
Mobile banking. BrioDirect customers have access to the Webster Bank Mobile app, which is BrioDirect’s parent company’s mobile app. Customers can access their accounts and send and receive money with Zelle. The iOS version of the app receives higher marks than the Android version, but both score well. The app can be used to pay bills, deposit checks, transfer money and view transactions.
Account offerings. While the savings account earns a top-notch APY, you’ll need a high minimum opening deposit. Those looking for other accounts, such as a checking account, money market account or CDs, will need to look elsewhere.
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Review methodology
We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.
