Skip to Main Content

Banking News

The latest in banking news, surveys and statistics from our Bankrate experts.

Money Bag Icon
CD rates
Savings Rate Icon
High yield savings
Rates Icon
Money market rates
Dollar Icon
Checking accounts
Bank With Star Icon
Bank reviews

Recommended reading

Money next to flashing sirens

Bankrate’s 2025 Annual Emergency Savings Report

Banking
New Bankrate data shows many Americans are slowly making progress on their savings.
By Lane Gillespie
12 min read
Woman watering plants.

Current CD rates for March 2025

Banking
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
By Karen Bennett
4 min read
A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.

Savings and money market account rates forecast for 2025: Yields will dip but remain higher than inflation

Banking
Expect savings and money market account yields to slide lower, but they still should outpace inflation
By Matthew Goldberg
3 min read

Exclusive insights from our expert analysts

“It will be another year where the highest-yielding savings accounts, money markets and CDs outpace inflation while the averages — and the offerings at most banks — fall well short.”

– Greg McBride, CFA

CD rates forecast for 2025: Top yields will decline, yet they’ll outpace inflation

The year 2024 came to a close with yields having declined on many certificates of deposit (CDs), spurred by three Federal Reserve rate cuts, although savers were still able to benefit from locking in strong yields. Even if yields on competitive deposit accounts decrease further in 2025, they’re still expected to outpace inflation.
Read more

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

Wall Street in New York City

Three-fourths of business economists are predicting a recession by 2021

Experts are betting that a recession will occur by the end of 2021, a new survey suggests.
Feb 25, 2019
Federal Reserve building

Fed minutes: Officials unsure on rate hikes, want plan to stop reducing balance sheet

Will the Federal Reserve raise borrowing costs two times in 2019, as it initially anticipated? That’s a question even the officials on the inside can’t answer.
Feb 20, 2019
Man relaxed smiling

Switching banks is a pain — this global movement could make it simple

It could save you time when switching accounts and even inspire you to build a bank of your own.
Jan 25, 2019
Advertisement for Ally Bank in Times Square

Bankrate’s best banks of 2019: The best online banks in the US

Don’t settle for rock-bottom yields. You can earn a sizable return at these online banks.
Jan 15, 2019
People at working talking over computer

Banks are switching to ‘dot-bank’ websites — here’s what that is

A tweak to your bank’s online address might help you sidestep a scam.
Aug 29, 2018
Chase Bank

JPM, big banks spend billions on tech but innovation lags

What’s all that tech spending doing for banks and their customers?
Jul 27, 2018
Chairman of the Federal Reserve nominee Jerome Powell is sworn in during his confirmation hearing before the Senate Banking, Housing and Urban Affairs Committee

Meet Jerome Powell, the new chair of the Federal Reserve

Learn all about Jerome Powell, who is presiding over his first FOMC policy meeting.
Mar 21, 2018
Kids explain: Fed Day | Bankrate

Video: Hear kids explain what Fed day is all about

Not sure what the Fed does when it meets? Let these children fill you in.
Dec 14, 2016
Woman Inserts Cash Into Wallet

Bump-up CDs: What they are and how they work

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
Mar 25, 2025
Woman holding a credit card and looking at her phone

Women and banking: 50 years of progress

Events over the past half-century have helped to bolster women’s financial rights.
Mar 24, 2025
A student withdraws cash at an ATM.

Can you spend from a savings account?

There are ways to access your money and ultimately spend it. Here’s how.
Mar 24, 2025
young man falling out of the sky along with various household items and cash

Inflation slowed more than expected last month, but prices remain high — here’s what’s rising most

You might not feel better about inflation because prices are still up post-pandemic.
Mar 22, 2025

9 things you need know if you bank with Chase

If you’re one of the 80 million Chase Bank customers, chances are you already know of many benefits to banking with the largest banks in the U.S.: cardless ATM access, a robust mobile app and overdraft [...]
Mar 21, 2025
woman working on a computer

IRA vs. CD: What’s the difference?

You can invest in a CD. You don’t technically invest in an IRA. Here’s what else to know.
Mar 21, 2025
women on her phone walking on a sidewalk

Opening up a bank account while abroad: Everything U.S. citizens need to know

Here’s when it makes sense to open a bank account abroad and tips for choosing the bank.
Mar 21, 2025
Woman online banking

What is open banking, and how will it affect me?

The concept is seen as a way to boost innovation and competition, ultimately giving consumers better digital options for their money.
Mar 21, 2025
Home decorated for autumn

Is it time to tap your home equity, even though the Fed’s paused interest-rate cuts?

It just might be. But don’t forget the fundamentals of how home equity loans work.
Mar 20, 2025
Fed Chair Powell Holds News Conference Following FOMC Rate Decision

The Federal Reserve’s latest dot plot, explained – and what it says about interest rate cuts

This Fed communication tool is important, but be cautious when interpreting it.
Mar 19, 2025
Jerome Powell, chair of the US Federal Reserve, speaks during a news conference following a Federal Open Market Committee (FOMC) meeting.

The Fed keeps rates steady while warning of increasingly uncertain economic outlook

Uncertainty over President Donald Trump’s policies is keeping the Fed on the sidelines, at least for now.
Mar 19, 2025
New Friends Walking on University Campus

How the Fed rate changes impact student loan interest rates

The Federal Reserve’s actions can influence student loan interest rates.
Mar 19, 2025

How does the Federal Reserve affect mortgages?

The Federal Reserve’s decisions have ripple effects, including for mortgages.
Mar 19, 2025
US-ECONOMY-FEDERAL RESERVE-RATE-POWELL

How the Federal Reserve affects business loans

The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
Mar 19, 2025

How the Federal Reserve affects HELOCs and home equity loans

If you’re looking at HE Loans or have a variable-rate line of credit, pay attention to the Fed.
Mar 19, 2025
Calm focused female freelancer in casual clothes revising reports while sitting on soft couch at table and using computer in light contemporary apartment

Subprime cardholders still feeling the sting despite Fed holding rates steady

Subprime borrowers are particularly affected by interest rate changes. Here’s how to prepare.
Mar 19, 2025
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc